SmartDispute.ai

SmartDispute.ai compares your three credit reports, flags entries that look wrong and drafts dispute letters that you print and mail yourself. It is meant for people in the US who want to repair their own credit rather than pay a credit repair company.

You connect your credit reports, and the patented Smart Dispute System scans for errors, late payments and collections. It then generates personalized disputes with explanations of what to challenge and why. Users can run several rounds of disputes as results come back.

The site shows customer testimonials with score gains, which are individual claims and not guaranteed outcomes. Support is available by phone on weekdays. Pricing was not shown in the reviewed pages.