kitio.aiAdded Oct 29, 2026
Kniru
Freemium · $39.99/moPersonal finance app with an AI copilot for your money
What is Kniru?
Kniru brings banking, investments, loans and credit cards into one dashboard and adds an AI assistant that answers questions about your spending. It is for individuals who want net worth tracking, subscription detection and plain-language search.
Features include a net worth tracker, subscription manager, spend analysis by category or merchant and natural-language search, such as asking to see movie expenses. The AI copilot answers questions about budgeting, debt and investing based on your own financial habits.
The core app is free, with message limits on the AI assistant that rise on paid tiers. The Alpha plan offers early access to features in beta, such as AI-driven budgeting and goals.
Features
- Net worth tracker
- Subscription manager
- Spend analysis
- Natural-language search
- AI financial copilot
Tags
Releases
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Organization
Kniru
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Freemium
- Paid options from
- $39.99/mo
- Billing frequency
- Monthly
Kniru plans
Free
Free
- 30 AI messages
- Net worth tracking
- Subscription tracking
Pro
$39.99/mo
- 200 AI messages
- AI data enrichment
- CSV import and export
- Daily email reports
Alpha
$99.99/mo
- 1,000 AI messages
- Early access to beta features
- Priority support
Prices in USD, checked Oct 29, 2026. Plans change often, so confirm on the Kniru site.Official pricing
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Pros and cons
Pros
- Free tier covers core tracking
- Accounts, loans and investments in one view
- Ask questions in plain language
Cons
- Free plan allows only 30 AI messages
- Paid plans are pricey for personal use
- Beta features need the Alpha plan
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Q&A
What is Kniru?
Kniru brings banking, investments, loans and credit cards into one dashboard and adds an AI assistant that answers questions about your spending. It is for individuals who want net worth tracking, subscription detection and plain-language search.
Is Kniru free?
Yes. The free plan includes net worth, spend and subscription tracking and a limited number of AI messages. Pro and Alpha add more AI usage and extras.
How much does Kniru cost?
Kniru is freemium, with paid plans from $39.99/mo.
Is there a free version of Kniru?
Yes. Kniru has a free plan, and paid plans add more usage and features.
What are the main features of Kniru?
Net worth tracker, Subscription manager, Spend analysis, Natural-language search, AI financial copilot.
Who makes Kniru?
Kniru is made by Kniru.
What are the best alternatives to Kniru?
Popular alternatives include Cleo, Origin, WeFIRE.