kitio.aiAdded Oct 28, 2026
Xero
Free trial · $7/moCloud accounting for small businesses with the JAX AI assistant
What is Xero?
Xero is cloud accounting software for small businesses and their accountants, with invoicing, bank reconciliation, bills and reporting. Its AI assistant JAX can create invoices from a message, suggest reconciliations and answer questions about business finances.
Bank feeds bring in transactions that Xero matches to invoices and bills, and JAX automates tasks such as chasing overdue invoices or preparing quotes from email requests. Payroll is available in several countries, and the Xero app store links to tools for inventory, payments and expenses.
Xero is especially popular in New Zealand, Australia and the UK, and it is priced in monthly plans by feature level, with a free trial for new users. Accountants and bookkeepers get a partner program and practice tools.
Features
- Bank reconciliation
- Invoicing and quotes
- JAX AI assistant
- Bills and expenses
- App marketplace
Tags
Releases
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Organization
Xero
🇳🇿 New Zealand
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Free trial
- Paid options from
- $7/mo
- Billing frequency
- Monthly
Xero plans
Lite
$7/mo
- 5 invoices and quotes
- Real-time reports
Starter
$29/mo
- Quotes and 20 invoices
- Online invoice payments
- Enter 5 bills
Standard
$50/mo
- Bulk reconcile transactions
- Financial health scorecards
Premium
$75/mo
- Multiple currencies
- 180-day cash flow forecast
- KPI and industry benchmarks
Prices in USD, checked Oct 28, 2026. Plans change often, so confirm on the Xero site.Official pricing
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Pros and cons
Pros
- Clean, easy interface
- Strong accountant network
- Unlimited users on plans
Cons
- Lower plans cap invoices
- US payroll is limited
- Some features need add-ons
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Q&A
What is Xero?
Xero is cloud accounting software for small businesses and their accountants, with invoicing, bank reconciliation, bills and reporting. Its AI assistant JAX can create invoices from a message, suggest reconciliations and answer questions about business finances.
How much does Xero cost?
Xero is free trial, with paid plans from $7/mo.
Is there a free version of Xero?
No, but you can try it free before paying.
What are the main features of Xero?
Bank reconciliation, Invoicing and quotes, JAX AI assistant, Bills and expenses, App marketplace.
Who makes Xero?
Xero is made by Xero.
What are the best alternatives to Xero?
Popular alternatives include Nuvio, QuickBooks Online, Digits.