kitio.aiAdded Oct 29, 2026
Simplify Money
FreemiumAI personal finance app for first-time earners in India
What is Simplify Money?
Simplify Money is a personal finance app for young earners in India that tracks expenses, goals and a financial health score. Kuber.AI, its AI companion, answers questions about your money, in 22 Indian languages.
Besides tracking spending and cash flow, the app offers gamified lessons through Money 101, a goal planner, credit score analysis and conversational income tax filing. You can buy 24K digital gold from 10 rupees and browse insurance plans from partners.
Free covers learning, goals, the financial health score and credit score view. Silver adds zero-commission investing, Gold unlocks all content and priority support, and Platinum adds Kuber.AI insights, games and expert content.
Features
- Expense and goal tracking
- Kuber.AI money companion
- Conversational tax filing
- Financial health score
- Money lessons and games
Tags
Releases
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Organization
Simplify Money
🇮🇳 India
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Freemium
- Paid options from
- Not listed
Simplify Money plans
Free
Free
- Money 101 lessons
- Goal planner
- Financial health score
- Credit score view
Silver
₹99/mo
- Zero-commission investing
- Expense tracking
- 4 of 5 personalised insights
Gold
₹199/mo
- All personalised insights
- All quizzes and Money 101 levels
- Priority support
Platinum
₹299/mo
- Kuber.AI insights
- Games and expert content
Prices in USD, checked Oct 29, 2026. Plans change often, so confirm on the Simplify Money site.Official pricing
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Pros and cons
Pros
- Free plan with goals and health score
- Supports 22 Indian languages
- Covers learning, tracking and tax in one app
Cons
- Kuber.AI insights require the Platinum plan
- Built for the Indian market
- Investing and insurance involve third-party partners
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Reviews
Q&A
What is Simplify Money?
Simplify Money is a personal finance app for young earners in India that tracks expenses, goals and a financial health score. Kuber.AI, its AI companion, answers questions about your money, in 22 Indian languages.
Which languages does Kuber.AI support?
The site says 22 Indian languages.
What does the free plan include?
Money 101 lessons, the goal planner, a financial health assessment and credit score view.
How much does Simplify Money cost?
Simplify Money is freemium.
Is there a free version of Simplify Money?
Yes. Simplify Money has a free plan, and paid plans add more usage and features.
What are the main features of Simplify Money?
Expense and goal tracking, Kuber.AI money companion, Conversational tax filing, Financial health score, Money lessons and games.
Who makes Simplify Money?
Simplify Money is made by Simplify Money.
What are the best alternatives to Simplify Money?
Popular alternatives include Cleo, JuggernautAI, Ada Health.