kitio.aiMicrosoft 365 Copilot vs Demi
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Demi has the lower starting price: about $25 a month, against $25 for Microsoft 365 Copilot.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Copilot in Word and Excel
- Teams meeting recaps
- Outlook drafting
- Researcher agent
- Copilot Studio
- Morning and evening digests
- Meeting briefs
- Drafted follow-up emails
- CRM updates after calls
- Learned recurring routines
- Google and Microsoft sign-in
| Feature | Microsoft 365 Copilot | Demi |
|---|---|---|
| Best for | AI assistant inside Word, Excel, Outlook, Teams and PowerPoint | Mac AI assistant that drafts replies and handles meeting follow-ups |
| Category | Productivity | Productivity |
| Pricing model | Paid | Freemium |
| Starting price | $25.20/mo | $25/mo |
| Free plan | No | Yes |
| Made by | Microsoft | Demi |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
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Pricing compared
Demi has the lower starting price: about $25 a month, against $25 for Microsoft 365 Copilot.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Copilot Business (add-on)
$25.20/mo
- Per user, monthly subscription
- Adds Copilot to a Microsoft 365 plan
- $21/mo if paid yearly
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot in Microsoft 365 apps
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
Enterprise
Contact sales
- For organizations over 300 users
- Enterprise licensing
2 plans
Free
Free
- Demi on your Mac
- Weekly morning digest
- All integrations
- Up to $50 in starter credits
Individual
$25/mo
- Daily morning and nightly digests
- Custom scheduled routines
- Use Demi from any app
- Priority speed
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Microsoft 365 Copilot
- Works inside familiar apps
- Uses your work data securely
- Strong admin controls
- Adds cost per user
- Quality varies between apps
Demi
- Free plan includes every integration
- Asks before taking consequential actions
- Writes drafts in your own voice
- Desktop app is Mac only
- Free plan gets only a weekly digest
- Heavy use requires buying more credits
Which one should you choose?
Choose Microsoft 365 Copilot if you want:
- Works inside familiar apps
- Uses your work data securely
- Strong admin controls
Watch out: adds cost per user.
Choose Demi if you want:
- Free plan includes every integration
- Asks before taking consequential actions
- Writes drafts in your own voice
Watch out: desktop app is mac only.
Microsoft 365 Copilot vs Demi FAQ
What is the difference between Microsoft 365 Copilot and Demi?
Microsoft 365 Copilot: AI assistant inside Word, Excel, Outlook, Teams and PowerPoint. Demi: Mac AI assistant that drafts replies and handles meeting follow-ups. Both are productivity tools.
Is Microsoft 365 Copilot or Demi cheaper?
Demi has the lower starting price: about $25 a month, against $25 for Microsoft 365 Copilot.
Do Microsoft 365 Copilot and Demi have free plans?
Microsoft 365 Copilot: No. Demi: Yes.
Who makes Microsoft 365 Copilot?
Microsoft 365 Copilot is made by Microsoft, based in United States.
Who makes Demi?
Demi is made by Demi.
Which should I choose, Microsoft 365 Copilot or Demi?
Choose Microsoft 365 Copilot if you value works inside familiar apps and uses your work data securely. Choose Demi if you value free plan includes every integration and asks before taking consequential actions.