kitio.aiApple Intelligence vs Microsoft 365 Copilot
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Apple Intelligence is completely free, while Microsoft 365 Copilot is paid.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Siri AI assistant
- Visual Intelligence
- AI photo editing
- Writing help
- Apple app integration
- Copilot in Word and Excel
- Teams meeting recaps
- Outlook drafting
- Researcher agent
- Copilot Studio
| Feature | Apple Intelligence | Microsoft 365 Copilot |
|---|---|---|
| Best for | Apple's built-in AI system, including the new Siri AI assistant | AI assistant inside Word, Excel, Outlook, Teams and PowerPoint |
| Category | Productivity | Productivity |
| Pricing model | Free | Paid |
| Starting price | Free | $25.20/mo |
| Free plan | Yes, fully free | No |
| Made by | Apple | Microsoft |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Apple Intelligence is completely free, while Microsoft 365 Copilot is paid.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Copilot Business (add-on)
$25.20/mo
- Per user, monthly subscription
- Adds Copilot to a Microsoft 365 plan
- $21/mo if paid yearly
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot in Microsoft 365 apps
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
Enterprise
Contact sales
- For organizations over 300 users
- Enterprise licensing
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Apple Intelligence
- Built into Apple devices at no extra cost
- Uses context from your own apps
- Strong privacy focus
- Requires recent Apple hardware
- Siri AI available in English only
- Not available on Android or Windows
Microsoft 365 Copilot
- Works inside familiar apps
- Uses your work data securely
- Strong admin controls
- Adds cost per user
- Quality varies between apps
Which one should you choose?
Choose Apple Intelligence if you want:
- Built into Apple devices at no extra cost
- Uses context from your own apps
- Strong privacy focus
Watch out: requires recent apple hardware.
Choose Microsoft 365 Copilot if you want:
- Works inside familiar apps
- Uses your work data securely
- Strong admin controls
Watch out: adds cost per user.
Apple Intelligence vs Microsoft 365 Copilot FAQ
What is the difference between Apple Intelligence and Microsoft 365 Copilot?
Apple Intelligence: Apple's built-in AI system, including the new Siri AI assistant. Microsoft 365 Copilot: AI assistant inside Word, Excel, Outlook, Teams and PowerPoint. Both are productivity tools.
Is Apple Intelligence or Microsoft 365 Copilot cheaper?
Apple Intelligence is completely free, while Microsoft 365 Copilot is paid.
Do Apple Intelligence and Microsoft 365 Copilot have free plans?
Apple Intelligence: Yes, fully free. Microsoft 365 Copilot: No.
Who makes Apple Intelligence?
Apple Intelligence is made by Apple, based in United States.
Who makes Microsoft 365 Copilot?
Microsoft 365 Copilot is made by Microsoft, based in United States.
Which should I choose, Apple Intelligence or Microsoft 365 Copilot?
Choose Apple Intelligence if you value built into apple devices at no extra cost and uses context from your own apps. Choose Microsoft 365 Copilot if you value works inside familiar apps and uses your work data securely.