kitio.aiKensho vs file.ai
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Kensho starts at See pricing page and file.ai starts at $13/mo. Check both pricing pages for current plans.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- LLM-ready data API
- S&P Global AI Data Portal
- Kensho Extract
- Deterministic and adaptive retrieval
- NLP building blocks
- File-to-data extraction
- Document fraud screening
- Insurance claim agents
- Xero and QuickBooks posting
- API and MCP access
| Feature | Kensho | file.ai |
|---|---|---|
| Best for | S&P Global's AI unit for financial data retrieval and extraction | Turns unstructured business files into data and agent workflows |
| Category | Data & analytics | Data & analytics |
| Pricing model | Paid | Paid |
| Starting price | See pricing page | $13/mo |
| Free plan | No | No |
| Made by | Kensho Technologies (S&P Global) | fileAI |
| Based in | United States | Singapore |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Kensho starts at See pricing page and file.ai starts at $13/mo. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
5 plans
fileScout
From $0.015 / page
- Maps a file into system-ready data
- Billed per page
fileForensics
$0.05 / run
- Screens a file before decisions
- Fraud signals
Workflow Agent
$0.10 / packet
- Runs an SOP end to end
- Returns exceptions for review
fileLedger Lite
$13/mo
- 250 flows a month
- Unlimited users
- Xero and QuickBooks
fileLedger Standard
$43/mo
- 1,000 flows a month
- Unlimited users
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Kensho
- Grounded in S&P Global's data
- Built for finance workflows
- Documented APIs
- No public pricing
- Mainly useful with S&P Global data
- Enterprise sales only
file.ai
- Pay per completed run
- Low entry price for bookkeepers
- Agents for specific insurance tasks
- Per-run costs can be hard to forecast
- Expense report agent not yet available
- Many products to choose between
Which one should you choose?
Choose Kensho if you want:
- Grounded in S&P Global's data
- Built for finance workflows
- Documented APIs
Watch out: no public pricing.
Choose file.ai if you want:
- Pay per completed run
- Low entry price for bookkeepers
- Agents for specific insurance tasks
Watch out: per-run costs can be hard to forecast.
Kensho vs file.ai FAQ
What is the difference between Kensho and file.ai?
Kensho: S&P Global's AI unit for financial data retrieval and extraction. file.ai: Turns unstructured business files into data and agent workflows. Both are data & analytics tools.
Is Kensho or file.ai cheaper?
Kensho starts at See pricing page and file.ai starts at $13/mo. Check both pricing pages for current plans.
Do Kensho and file.ai have free plans?
Kensho: No. file.ai: No.
Who makes Kensho?
Kensho is made by Kensho Technologies (S&P Global), based in United States.
Who makes file.ai?
file.ai is made by fileAI, based in Singapore.
Which should I choose, Kensho or file.ai?
Choose Kensho if you value grounded in s&p global's data and built for finance workflows. Choose file.ai if you value pay per completed run and low entry price for bookkeepers.