kitio.aiMicrosoft 365 Copilot vs Jinna.ai
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Microsoft 365 Copilot starts at $25.20/mo and Jinna.ai starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Copilot in Word and Excel
- Teams meeting recaps
- Outlook drafting
- Researcher agent
- Copilot Studio
- Client records with memory
- AI proposals and estimates
- Invoice generation
- Automatic payment follow-ups
- Inbox and calendar monitoring
| Feature | Microsoft 365 Copilot | Jinna.ai |
|---|---|---|
| Best for | AI assistant inside Word, Excel, Outlook, Teams and PowerPoint | AI assistant for solopreneurs that handles proposals, invoices and follow-ups |
| Category | Productivity | Productivity |
| Pricing model | Paid | Free trial |
| Starting price | $25.20/mo | See pricing page |
| Free plan | No | No, 10-day trial |
| Made by | Microsoft | Jinna.ai |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Microsoft 365 Copilot starts at $25.20/mo and Jinna.ai starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Copilot Business (add-on)
$25.20/mo
- Per user, monthly subscription
- Adds Copilot to a Microsoft 365 plan
- $21/mo if paid yearly
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot in Microsoft 365 apps
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
Enterprise
Contact sales
- For organizations over 300 users
- Enterprise licensing
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Microsoft 365 Copilot
- Works inside familiar apps
- Uses your work data securely
- Strong admin controls
- Adds cost per user
- Quality varies between apps
Jinna.ai
- Covers the whole client paperwork cycle
- Proposal tracking shows client views
- 10-day trial without a card
- Pricing not shown publicly
- Built-in payments not available yet
- Aimed at solo businesses, not teams
Which one should you choose?
Choose Microsoft 365 Copilot if you want:
- Works inside familiar apps
- Uses your work data securely
- Strong admin controls
Watch out: adds cost per user.
Choose Jinna.ai if you want:
- Covers the whole client paperwork cycle
- Proposal tracking shows client views
- 10-day trial without a card
Watch out: pricing not shown publicly.
Microsoft 365 Copilot vs Jinna.ai FAQ
What is the difference between Microsoft 365 Copilot and Jinna.ai?
Microsoft 365 Copilot: AI assistant inside Word, Excel, Outlook, Teams and PowerPoint. Jinna.ai: AI assistant for solopreneurs that handles proposals, invoices and follow-ups. Both are productivity tools.
Is Microsoft 365 Copilot or Jinna.ai cheaper?
Microsoft 365 Copilot starts at $25.20/mo and Jinna.ai starts at See pricing page. Check both pricing pages for current plans.
Do Microsoft 365 Copilot and Jinna.ai have free plans?
Microsoft 365 Copilot: No. Jinna.ai: No, 10-day trial.
Who makes Microsoft 365 Copilot?
Microsoft 365 Copilot is made by Microsoft, based in United States.
Who makes Jinna.ai?
Jinna.ai is made by Jinna.ai, based in United States.
Which should I choose, Microsoft 365 Copilot or Jinna.ai?
Choose Microsoft 365 Copilot if you value works inside familiar apps and uses your work data securely. Choose Jinna.ai if you value covers the whole client paperwork cycle and proposal tracking shows client views.