kitio.aiDigits vs Pilot
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Digits has the lower starting price: about $65 a month, against $99 for Pilot.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- AI general ledger
- Automatic transaction coding
- Bank reconciliation
- Real-time financial dashboards
- Multi-client firm view
- Monthly bookkeeping
- Tax preparation
- Fractional CFO services
- Burn and runway reports
- QuickBooks and NetSuite support
| Feature | Digits | Pilot |
|---|---|---|
| Best for | AI-native accounting platform with autonomous bookkeeping | Bookkeeping, tax and CFO services for startups, backed by AI |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Paid |
| Starting price | $65/mo | $99/mo |
| Free plan | No | No |
| Made by | Digits | Pilot |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Digits has the lower starting price: about $65 a month, against $99 for Pilot.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Essentials
$65/mo
- Solopreneurs and early-stage
- 24/7 AI bookkeeping
- Bill pay and invoicing
- API and MCP access
Core
$100/mo
- Small and growing businesses
- Everything in Essentials
Pro
$250/mo
- Scaling finance teams
- Custom dashboards
- Coming soon
3 plans
Essentials
$99/mo
- Up to $100K monthly expenses
- AI-run cash-basis bookkeeping
- Year-end package for tax preparer
Core
Contact sales
- Billed annually
- Dedicated US-based bookkeeper
- Cash or accrual-basis books
- Reports by the 10th business day
Custom
Custom
- Complex business structures
- Full accounts payable
- Payroll administration
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Digits
- Books close with little manual work
- Clear real-time reporting
- Built for accountants too
- Requires switching ledgers
- Fewer third-party apps than QuickBooks
- US-centric
Pilot
- Real accountants review the books
- Covers tax and CFO needs
- Good startup reporting
- Costlier than software alone
- Less control over daily entries
- Prices rise with spend
Which one should you choose?
Choose Digits if you want:
- Books close with little manual work
- Clear real-time reporting
- Built for accountants too
Watch out: requires switching ledgers.
Choose Pilot if you want:
- Real accountants review the books
- Covers tax and CFO needs
- Good startup reporting
Watch out: costlier than software alone.
Digits vs Pilot FAQ
What is the difference between Digits and Pilot?
Digits: AI-native accounting platform with autonomous bookkeeping. Pilot: Bookkeeping, tax and CFO services for startups, backed by AI. Both are legal, finance & hr tools.
Is Digits or Pilot cheaper?
Digits has the lower starting price: about $65 a month, against $99 for Pilot.
Do Digits and Pilot have free plans?
Digits: No. Pilot: No.
Who makes Digits?
Digits is made by Digits, based in United States.
Who makes Pilot?
Pilot is made by Pilot, based in United States.
Which should I choose, Digits or Pilot?
Choose Digits if you value books close with little manual work and clear real-time reporting. Choose Pilot if you value real accountants review the books and covers tax and cfo needs.