kitio.aiAdded Nov 5, 2026
Sumyfi
Freemium · $7.99/moPersonal finance tracker with an AI assistant for your own accounts
What is Sumyfi?
Sumyfi gathers bank accounts, credit cards and investments into one dashboard for tracking spending, subscriptions, budgets and goals. Its AI assistant answers questions about your real transactions, which suits people who want one place to understand their money.
Accounts connect read-only through Plaid across more than 12,000 institutions, and your bank password is never shared with Sumyfi. The dashboard shows balances, recent transactions, recurring charges and savings progress, plus a Sumyfi Score.
The free plan supports manual account linking, budgets, goals and basic reports. Premium adds the AI chatbot, automatic sync, real-time updates, deeper analytics and custom spending alerts, with a seven-day trial that requires a card.
Features
- Account aggregation
- Budget and goal tracking
- Subscription tracking
- AI finance chat
- Spending alerts
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Releases
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Organization
Sumyfi
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Freemium
- Paid options from
- $7.99/mo
- Billing frequency
- Monthly
Sumyfi plans
Free
Free
- Manual account linking
- Budgets and goals
- Basic reports
Premium
$7.99/mo
- AI financial chatbot
- Automatic Plaid sync
- Custom spending alerts
- Advanced analytics
Prices in USD, checked Nov 5, 2026. Plans change often, so confirm on the Sumyfi site.Official pricing
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Pros and cons
Pros
- Read-only bank connections
- Answers questions on real data
- Low monthly price
Cons
- AI chatbot is Premium only
- Free plan needs manual linking
- Trial requires a credit card
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Q&A
What is Sumyfi?
Sumyfi gathers bank accounts, credit cards and investments into one dashboard for tracking spending, subscriptions, budgets and goals. Its AI assistant answers questions about your real transactions, which suits people who want one place to understand their money.
Does Sumyfi see my bank password?
No. Connections are read-only and your bank login is never shared with Sumyfi.
How much does Sumyfi cost?
Sumyfi is freemium, with paid plans from $7.99/mo.
Is there a free version of Sumyfi?
Yes. Sumyfi has a free plan, and paid plans add more usage and features.
What are the main features of Sumyfi?
Account aggregation, Budget and goal tracking, Subscription tracking, AI finance chat, Spending alerts.
Who makes Sumyfi?
Sumyfi is made by Sumyfi.
What are the best alternatives to Sumyfi?
Popular alternatives include Cleo, Origin, WeFIRE.