kitio.aiAdded Nov 5, 2026
Stash
Free trial · $12/moInvesting app with an AI money coach and managed portfolios
What is Stash?
Stash is a US investing and personal finance app that pairs managed or self-directed portfolios with an AI money coach for questions about saving, investing and planning. It targets everyday savers who would not pay for a traditional financial advisor.
After a short questionnaire, Stash builds a personalised investment plan and can run a diversified Smart Portfolio with automatic deposits. You can also buy fractional shares of stocks and ETFs, open retirement accounts with a 3% contribution match, and earn stock through the Stock-Back debit card.
Money Coach, the AI advisor, answers financial questions at any hour from inside the app. A single plan costs $12 a month or $108 a year and includes a $10,000 life insurance policy.
Features
- AI Money Coach
- Personalised investment plan
- Managed Smart Portfolio
- Fractional stocks and ETFs
- Retirement accounts with match
- Stock-Back rewards card
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Organization
Stash Financial
🇺🇸 United States
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Free trial
- Paid options from
- $12/mo
- Billing frequency
- Monthly
- Free trial duration
- 7 days
Stash plans
Stash Plan
$12/mo
- Investing and retirement accounts
- AI Money Coach
- 3% retirement match
- $10,000 life insurance
Prices in USD, checked Nov 5, 2026. Plans change often, so confirm on the Stash site.Official pricing
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Pros and cons
Pros
- One flat monthly fee
- Advice available around the clock
- Low minimum to start investing
Cons
- Monthly fee is high for small balances
- Only available in the US
- Built for long-term investing, not trading
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Q&A
What is Stash?
Stash is a US investing and personal finance app that pairs managed or self-directed portfolios with an AI money coach for questions about saving, investing and planning. It targets everyday savers who would not pay for a traditional financial advisor.
What does the Stash plan include?
Investing and retirement accounts, a personalised plan, 24/7 guidance, a retirement contribution match, Stock-Back rewards and a $10,000 life insurance policy.
How much does Stash cost?
Stash is free trial, with paid plans from $12/mo. There is a 7-day free trial.
Is there a free version of Stash?
No, but you can try it free for 7 days before paying.
What are the main features of Stash?
AI Money Coach, Personalised investment plan, Managed Smart Portfolio, Fractional stocks and ETFs, Retirement accounts with match, Stock-Back rewards card.
Who makes Stash?
Stash is made by Stash Financial.
What are the best alternatives to Stash?
Popular alternatives include Cleo, PortfolioPilot, Simplify Money.