kitio.aiStash vs PortfolioPilot
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Stash has the lower starting price: about $12 a month, against $29 for PortfolioPilot.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- AI Money Coach
- Personalised investment plan
- Managed Smart Portfolio
- Fractional stocks and ETFs
- Retirement accounts with match
- Stock-Back rewards card
- Net worth aggregation
- AI investing recommendations
- Tax optimization
- Retirement planner
- Hidden fee detection
| Feature | Stash | PortfolioPilot |
|---|---|---|
| Best for | Investing app with an AI money coach and managed portfolios | AI investing adviser for net worth tracking and tax optimization |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Free trial | Freemium |
| Starting price | $12/mo | $29/mo |
| Free plan | No, 7-day trial | Yes |
| Made by | Stash Financial | Global Predictions Inc. |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Stash has the lower starting price: about $12 a month, against $29 for PortfolioPilot.
Free plan
Cheapest paid plan
Top plan
Free trial
1 plan
Stash Plan
$12/mo
- Investing and retirement accounts
- AI Money Coach
- 3% retirement match
- $10,000 life insurance
4 plans
Free
Free
- Unlimited account tracking
- Retirement planning
- Portfolio assessment
Gold
$29/mo
- Investing recommendations
- Hidden fee detection
- Tax-saving ideas
- Limited AI assistant
Platinum
$99/mo
- Unlimited AI assistant
- AI equity research
- Tax-efficient withdrawals
Pro
$149/mo
- Quarterly expert call
- Private equity modeling
- Multi-user login
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Stash
- One flat monthly fee
- Advice available around the clock
- Low minimum to start investing
- Monthly fee is high for small balances
- Only available in the US
- Built for long-term investing, not trading
PortfolioPilot
- Useful free net worth tracker
- Advice from a registered adviser
- Covers taxes, fees and estate planning
- Personalized advice needs a paid plan
- AI assistant is limited on Gold
- US-focused accounts and tax rules
Which one should you choose?
Choose Stash if you want:
- One flat monthly fee
- Advice available around the clock
- Low minimum to start investing
Watch out: monthly fee is high for small balances.
Choose PortfolioPilot if you want:
- Useful free net worth tracker
- Advice from a registered adviser
- Covers taxes, fees and estate planning
Watch out: personalized advice needs a paid plan.
Stash vs PortfolioPilot FAQ
What is the difference between Stash and PortfolioPilot?
Stash: Investing app with an AI money coach and managed portfolios. PortfolioPilot: AI investing adviser for net worth tracking and tax optimization. Both are legal, finance & hr tools.
Is Stash or PortfolioPilot cheaper?
Stash has the lower starting price: about $12 a month, against $29 for PortfolioPilot.
Do Stash and PortfolioPilot have free plans?
Stash: No, 7-day trial. PortfolioPilot: Yes.
Who makes Stash?
Stash is made by Stash Financial, based in United States.
Who makes PortfolioPilot?
PortfolioPilot is made by Global Predictions Inc., based in United States.
Which should I choose, Stash or PortfolioPilot?
Choose Stash if you value one flat monthly fee and advice available around the clock. Choose PortfolioPilot if you value useful free net worth tracker and advice from a registered adviser.