kitio.aiAdded Nov 5, 2026
SpendKeep AI
FreemiumExpense tracker that categorizes spending with AI, no bank login
What is SpendKeep AI?
SpendKeep AI tracks personal spending without connecting to your bank. You forward bank email alerts, upload CSV files or drop in screenshots, and its AI Accountant categorizes transactions on your device, for budgeters who do not want to share bank credentials.
Dashboards split spending into needs and wants and show monthly cash flow across income, debt, fixed costs and investments. An AI yearly insight summarises your finances, and recurring rules handle regular payments.
The free plan limits scanned email receipts, recurring rules and AI logs, and rewards can unlock Pro features. Pro removes those limits and adds AI analysis, PDF exports and multi-device sync. Data can be exported in one click.
Features
- Email alert parsing
- CSV and screenshot import
- On-device AI categorization
- Cash flow dashboards
- AI yearly insights
Tags
Releases
+ Submit new release- Listed
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Organization
SpendKeep
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Freemium
- Paid options from
- Not listed
SpendKeep AI plans
Free
Free
- 20 email receipts scanned
- 10 AI logs a month
- Standard dashboards
Pro
₹153/mo billed annually
- Unlimited AI-parsed transactions
- AI insights and PDF exports
- Multi-device sync
Prices in USD, checked Nov 5, 2026. Plans change often, so confirm on the SpendKeep AI site.Official pricing
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Pros and cons
Pros
- No bank login or Plaid
- Categorization runs on device
- One-click data export
Cons
- Manual inputs take more effort than bank sync
- Free plan has tight AI limits
- Prices shown in rupees by default
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Q&A
What is SpendKeep AI?
SpendKeep AI tracks personal spending without connecting to your bank. You forward bank email alerts, upload CSV files or drop in screenshots, and its AI Accountant categorizes transactions on your device, for budgeters who do not want to share bank credentials.
Does SpendKeep AI need my bank login?
No. It works from forwarded bank email alerts, CSV uploads and screenshots instead of bank sync.
Can I export my SpendKeep AI data?
Yes. It offers one-click data export, and Pro adds PDF exports.
How much does SpendKeep AI cost?
SpendKeep AI is freemium.
Is there a free version of SpendKeep AI?
Yes. SpendKeep AI has a free plan, and paid plans add more usage and features.
What are the main features of SpendKeep AI?
Email alert parsing, CSV and screenshot import, On-device AI categorization, Cash flow dashboards, AI yearly insights.
Who makes SpendKeep AI?
SpendKeep AI is made by SpendKeep.
What are the best alternatives to SpendKeep AI?
Popular alternatives include Lydra Finance, Empathy, Stash.