kitio.aiRamp vs Navan
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Ramp starts at $15/mo and Navan starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Corporate cards
- Automated expense reports
- Bill pay with invoice capture
- AI accounting coding
- Procurement workflows
- Corporate travel booking
- Policy enforcement
- Expense management
- Company cards
- Ava AI assistant
| Feature | Ramp | Navan |
|---|---|---|
| Best for | Corporate cards and spend management with AI finance agents | Business travel booking and expense management with an AI assistant |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Freemium |
| Starting price | $15/mo | See pricing page |
| Free plan | Yes | Yes |
| Made by | Ramp | Navan |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Ramp starts at $15/mo and Navan starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free
Free
- Corporate card, unlimited cards
- Expense management basics
Plus
$15/mo
- Per user, plus platform fee
- AI-driven automation
- 20% off with annual billing
Enterprise
Contact sales
- Annual billing
- Workday and Oracle integrations
- Global coverage and local reimbursements
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Ramp
- Free core platform
- Strong automation for receipts
- Fast-moving product
- US-focused
- Advanced features on Plus
- Card limits depend on cash balance
Navan
- Travel and expenses in one app
- Good mobile experience
- Built-in policy controls
- Advanced features on paid tiers
- Hotel inventory varies by region
- Support response times vary
Which one should you choose?
Choose Ramp if you want:
- Free core platform
- Strong automation for receipts
- Fast-moving product
Watch out: us-focused.
Choose Navan if you want:
- Travel and expenses in one app
- Good mobile experience
- Built-in policy controls
Watch out: advanced features on paid tiers.
Ramp vs Navan FAQ
What is the difference between Ramp and Navan?
Ramp: Corporate cards and spend management with AI finance agents. Navan: Business travel booking and expense management with an AI assistant. Both are legal, finance & hr tools.
Is Ramp or Navan cheaper?
Ramp starts at $15/mo and Navan starts at See pricing page. Check both pricing pages for current plans.
Do Ramp and Navan have free plans?
Ramp: Yes. Navan: Yes.
Who makes Ramp?
Ramp is made by Ramp, based in United States.
Who makes Navan?
Navan is made by Navan, based in United States.
Which should I choose, Ramp or Navan?
Choose Ramp if you value free core platform and strong automation for receipts. Choose Navan if you value travel and expenses in one app and good mobile experience.