kitio.aiAdded Oct 28, 2026
Ramp
Freemium · $15/moCorporate cards and spend management with AI finance agents
What is Ramp?
Ramp is a finance platform that combines corporate cards, expense management, bill pay, procurement and accounting automation. US businesses from startups to large companies use it, and its AI agents review expenses, enforce policy and code transactions.
Employees snap receipts and Ramp matches them to card transactions, fills in memos and flags out-of-policy spend. Finance teams get AI-assisted accounting coding, invoice processing for bill pay, vendor price comparisons and syncing with QuickBooks, NetSuite, Xero and Sage Intacct.
The core card and expense product is free, while Ramp Plus adds advanced procurement, custom approval workflows and more integrations for a per-user fee.
Features
- Corporate cards
- Automated expense reports
- Bill pay with invoice capture
- AI accounting coding
- Procurement workflows
Tags
Releases
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Organization
Ramp
🇺🇸 United States
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Freemium
- Paid options from
- $15/mo
- Billing frequency
- Monthly
Ramp plans
Free
Free
- Corporate card, unlimited cards
- Expense management basics
Plus
$15/mo
- Per user, plus platform fee
- AI-driven automation
- 20% off with annual billing
Enterprise
Contact sales
- Annual billing
- Workday and Oracle integrations
- Global coverage and local reimbursements
Prices in USD, checked Oct 28, 2026. Plans change often, so confirm on the Ramp site.Official pricing
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Pros and cons
Pros
- Free core platform
- Strong automation for receipts
- Fast-moving product
Cons
- US-focused
- Advanced features on Plus
- Card limits depend on cash balance
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Q&A
What is Ramp?
Ramp is a finance platform that combines corporate cards, expense management, bill pay, procurement and accounting automation. US businesses from startups to large companies use it, and its AI agents review expenses, enforce policy and code transactions.
How much does Ramp cost?
Ramp is freemium, with paid plans from $15/mo.
Is there a free version of Ramp?
Yes. Ramp has a free plan, and paid plans add more usage and features.
What are the main features of Ramp?
Corporate cards, Automated expense reports, Bill pay with invoice capture, AI accounting coding, Procurement workflows.
Who makes Ramp?
Ramp is made by Ramp.
What are the best alternatives to Ramp?
Popular alternatives include Brex, Navan, DataSnipper.