kitio.aiRamp vs Stampli
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Ramp starts at $15/mo and Stampli starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Corporate cards
- Automated expense reports
- Bill pay with invoice capture
- AI accounting coding
- Procurement workflows
- Invoice capture
- Billy AI coding
- Approval routing
- Invoice comment threads
- ERP integrations
| Feature | Ramp | Stampli |
|---|---|---|
| Best for | Corporate cards and spend management with AI finance agents | Accounts payable automation with the Billy AI assistant |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Paid |
| Starting price | $15/mo | See pricing page |
| Free plan | Yes | No |
| Made by | Ramp | Stampli |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Ramp starts at $15/mo and Stampli starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free
Free
- Corporate card, unlimited cards
- Expense management basics
Plus
$15/mo
- Per user, plus platform fee
- AI-driven automation
- 20% off with annual billing
Enterprise
Contact sales
- Annual billing
- Workday and Oracle integrations
- Global coverage and local reimbursements
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Ramp
- Free core platform
- Strong automation for receipts
- Fast-moving product
- US-focused
- Advanced features on Plus
- Card limits depend on cash balance
Stampli
- Works with many ERPs
- Easy for approvers to use
- Good invoice collaboration
- Pricing not published
- AP-focused scope
- Payments features vary by region
Which one should you choose?
Choose Ramp if you want:
- Free core platform
- Strong automation for receipts
- Fast-moving product
Watch out: us-focused.
Choose Stampli if you want:
- Works with many ERPs
- Easy for approvers to use
- Good invoice collaboration
Watch out: pricing not published.
Ramp vs Stampli FAQ
What is the difference between Ramp and Stampli?
Ramp: Corporate cards and spend management with AI finance agents. Stampli: Accounts payable automation with the Billy AI assistant. Both are legal, finance & hr tools.
Is Ramp or Stampli cheaper?
Ramp starts at $15/mo and Stampli starts at See pricing page. Check both pricing pages for current plans.
Do Ramp and Stampli have free plans?
Ramp: Yes. Stampli: No.
Who makes Ramp?
Ramp is made by Ramp, based in United States.
Who makes Stampli?
Stampli is made by Stampli, based in United States.
Which should I choose, Ramp or Stampli?
Choose Ramp if you value free core platform and strong automation for receipts. Choose Stampli if you value works with many erps and easy for approvers to use.