kitio.aiBrex vs Navan
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Brex starts at $12/mo and Navan starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Corporate cards
- Business banking
- AI expense assistant
- Budgets and spend limits
- Travel booking
- Corporate travel booking
- Policy enforcement
- Expense management
- Company cards
- Ava AI assistant
| Feature | Brex | Navan |
|---|---|---|
| Best for | AI-powered corporate cards, banking and expense management | Business travel booking and expense management with an AI assistant |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Freemium |
| Starting price | $12/mo | See pricing page |
| Free plan | Yes | Yes |
| Made by | Brex (Capital One) | Navan |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Brex starts at $12/mo and Navan starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Essentials
Free
- Per user
- Global cards, 1 local card program
- Up to two entities
- Accounting integrations
Premium
$12/mo
- Per user
- Custom expense policies
- AI compliance audit detection
- Advanced approval chains
Enterprise
Custom
- Unlimited entities
- Local card issuance
- Named account manager
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Brex
- Global card and reimbursement support
- Good AI receipt handling
- Free entry tier
- Advanced features cost per user
- Eligibility rules for cards
- Ownership change may shift terms
Navan
- Travel and expenses in one app
- Good mobile experience
- Built-in policy controls
- Advanced features on paid tiers
- Hotel inventory varies by region
- Support response times vary
Which one should you choose?
Choose Brex if you want:
- Global card and reimbursement support
- Good AI receipt handling
- Free entry tier
Watch out: advanced features cost per user.
Choose Navan if you want:
- Travel and expenses in one app
- Good mobile experience
- Built-in policy controls
Watch out: advanced features on paid tiers.
Brex vs Navan FAQ
What is the difference between Brex and Navan?
Brex: AI-powered corporate cards, banking and expense management. Navan: Business travel booking and expense management with an AI assistant. Both are legal, finance & hr tools.
Is Brex or Navan cheaper?
Brex starts at $12/mo and Navan starts at See pricing page. Check both pricing pages for current plans.
Do Brex and Navan have free plans?
Brex: Yes. Navan: Yes.
Who makes Brex?
Brex is made by Brex (Capital One), based in United States.
Who makes Navan?
Navan is made by Navan, based in United States.
Which should I choose, Brex or Navan?
Choose Brex if you value global card and reimbursement support and good ai receipt handling. Choose Navan if you value travel and expenses in one app and good mobile experience.