kitio.aiRamp vs Circler
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Ramp has the lower starting price: about $15 a month, against $125 for Circler.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Corporate cards
- Automated expense reports
- Bill pay with invoice capture
- AI accounting coding
- Procurement workflows
- AI email transaction parsing
- Purchase-to-bank matching
- Refund linking
- CSV import
- Marketplace payout matching
- Skybox integration
| Feature | Ramp | Circler |
|---|---|---|
| Best for | Corporate cards and spend management with AI finance agents | AI reconciliation agent that matches ticket purchases to bank records |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Free trial |
| Starting price | $15/mo | $125/mo |
| Free plan | Yes | No, 14-day trial |
| Made by | Ramp | Circler, Inc. |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Ramp has the lower starting price: about $15 a month, against $125 for Circler.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free
Free
- Corporate card, unlimited cards
- Expense management basics
Plus
$15/mo
- Per user, plus platform fee
- AI-driven automation
- 20% off with annual billing
Enterprise
Contact sales
- Annual billing
- Workday and Oracle integrations
- Global coverage and local reimbursements
3 plans
Lite
$125/mo
- 500 entries a month
- 5,000 emails a month
- Email support
Pro
$175/mo
- 1,500 entries a month
- 10,000 emails a month
- Priority support
Advanced
$300/mo
- Unlimited entries
- 20,000 emails a month
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Ramp
- Free core platform
- Strong automation for receipts
- Fast-moving product
- US-focused
- Advanced features on Plus
- Card limits depend on cash balance
Circler
- Built specifically for the ticket industry
- Matches orders with identical amounts
- Multi-user access on all plans
- Only Skybox supported for API integration
- Overage fees past monthly limits
- Too specialized for other retailers
Which one should you choose?
Choose Ramp if you want:
- Free core platform
- Strong automation for receipts
- Fast-moving product
Watch out: us-focused.
Choose Circler if you want:
- Built specifically for the ticket industry
- Matches orders with identical amounts
- Multi-user access on all plans
Watch out: only skybox supported for api integration.
Ramp vs Circler FAQ
What is the difference between Ramp and Circler?
Ramp: Corporate cards and spend management with AI finance agents. Circler: AI reconciliation agent that matches ticket purchases to bank records. Both are legal, finance & hr tools.
Is Ramp or Circler cheaper?
Ramp has the lower starting price: about $15 a month, against $125 for Circler.
Do Ramp and Circler have free plans?
Ramp: Yes. Circler: No, 14-day trial.
Who makes Ramp?
Ramp is made by Ramp, based in United States.
Who makes Circler?
Circler is made by Circler, Inc..
Which should I choose, Ramp or Circler?
Choose Ramp if you value free core platform and strong automation for receipts. Choose Circler if you value built specifically for the ticket industry and matches orders with identical amounts.