kitio.aiMicrosoft 365 Copilot vs PaletteBrain
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Microsoft 365 Copilot starts at $25.20/mo and PaletteBrain starts at $29 one-time. Check both pricing pages for current plans.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Copilot in Word and Excel
- Teams meeting recaps
- Outlook drafting
- Researcher agent
- Copilot Studio
- Global keyboard shortcut
- Custom AI commands
- Grammar and translation actions
- Bring your own API key
- One-time licence
| Feature | Microsoft 365 Copilot | PaletteBrain |
|---|---|---|
| Best for | AI assistant inside Word, Excel, Outlook, Teams and PowerPoint | ChatGPT shortcut app for macOS, bought once with your own key |
| Category | Productivity | Productivity |
| Pricing model | Paid | Paid |
| Starting price | $25.20/mo | $29 one-time |
| Free plan | No | No |
| Made by | Microsoft | PaletteBrain |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Microsoft 365 Copilot starts at $25.20/mo and PaletteBrain starts at $29 one-time. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Copilot Business (add-on)
$25.20/mo
- Per user, monthly subscription
- Adds Copilot to a Microsoft 365 plan
- $21/mo if paid yearly
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot in Microsoft 365 apps
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
Enterprise
Contact sales
- For organizations over 300 users
- Enterprise licensing
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Microsoft 365 Copilot
- Works inside familiar apps
- Uses your work data securely
- Strong admin controls
- Adds cost per user
- Quality varies between apps
PaletteBrain
- One payment, no subscription
- Works across all macOS apps
- Custom commands for repeated tasks
- Mac only
- Needs your own API key and usage costs
- Launch price may rise to a yearly fee
Which one should you choose?
Choose Microsoft 365 Copilot if you want:
- Works inside familiar apps
- Uses your work data securely
- Strong admin controls
Watch out: adds cost per user.
Choose PaletteBrain if you want:
- One payment, no subscription
- Works across all macOS apps
- Custom commands for repeated tasks
Watch out: mac only.
Microsoft 365 Copilot vs PaletteBrain FAQ
What is the difference between Microsoft 365 Copilot and PaletteBrain?
Microsoft 365 Copilot: AI assistant inside Word, Excel, Outlook, Teams and PowerPoint. PaletteBrain: ChatGPT shortcut app for macOS, bought once with your own key. Both are productivity tools.
Is Microsoft 365 Copilot or PaletteBrain cheaper?
Microsoft 365 Copilot starts at $25.20/mo and PaletteBrain starts at $29 one-time. Check both pricing pages for current plans.
Do Microsoft 365 Copilot and PaletteBrain have free plans?
Microsoft 365 Copilot: No. PaletteBrain: No.
Who makes Microsoft 365 Copilot?
Microsoft 365 Copilot is made by Microsoft, based in United States.
Who makes PaletteBrain?
PaletteBrain is made by PaletteBrain.
Which should I choose, Microsoft 365 Copilot or PaletteBrain?
Choose Microsoft 365 Copilot if you value works inside familiar apps and uses your work data securely. Choose PaletteBrain if you value one payment, no subscription and works across all macos apps.