Digits vs Ledger IQ
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Digits starts at $65/mo and Ledger IQ starts at $1200 one-time. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- AI general ledger
- Automatic transaction coding
- Bank reconciliation
- Real-time financial dashboards
- Multi-client firm view
- Trial balance upload
- AI tax line mapping
- Adjusting journal entries
- Lacerte, UltraTax and Drake export
| Feature | Digits | Ledger IQ |
|---|---|---|
| Best for | AI-native accounting platform with autonomous bookkeeping | AI trial balance mapping that exports to Lacerte, UltraTax and Drake |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Free trial |
| Starting price | $65/mo | $1200 one-time |
| Free plan | No | No, trial available |
| Made by | Digits | Ledger IQ |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Digits starts at $65/mo and Ledger IQ starts at $1200 one-time. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Essentials
$65/mo
- Solopreneurs and early-stage
- 24/7 AI bookkeeping
- Bill pay and invoicing
- API and MCP access
Core
$100/mo
- Small and growing businesses
- Everything in Essentials
Pro
$250/mo
- Scaling finance teams
- Custom dashboards
- Coming soon
2 plans
Per return
$10–$25 / return
- Price drops with volume
- Returns never expire
- First return free
Unlimited
$1200 one-time
- Unlimited returns through 2027
- Does not auto-renew
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Digits
- Books close with little manual work
- Clear real-time reporting
- Built for accountants too
- Requires switching ledgers
- Fewer third-party apps than QuickBooks
- US-centric
Ledger IQ
- Pay only for returns you file
- First return free and complete
- Credits never expire
- Supports only three tax programs
- US tax returns only
- Each new tax year counts as a new return
Which one should you choose?
Choose Digits if you want:
- Books close with little manual work
- Clear real-time reporting
- Built for accountants too
Watch out: requires switching ledgers.
Choose Ledger IQ if you want:
- Pay only for returns you file
- First return free and complete
- Credits never expire
Watch out: supports only three tax programs.
Digits vs Ledger IQ FAQ
What is the difference between Digits and Ledger IQ?
Digits: AI-native accounting platform with autonomous bookkeeping. Ledger IQ: AI trial balance mapping that exports to Lacerte, UltraTax and Drake. Both are legal, finance & hr tools.
Is Digits or Ledger IQ cheaper?
Digits starts at $65/mo and Ledger IQ starts at $1200 one-time. Check both pricing pages for current plans.
Do Digits and Ledger IQ have free plans?
Digits: No. Ledger IQ: No, trial available.
Who makes Digits?
Digits is made by Digits, based in United States.
Who makes Ledger IQ?
Ledger IQ is made by Ledger IQ, based in United States.
Which should I choose, Digits or Ledger IQ?
Choose Digits if you value books close with little manual work and clear real-time reporting. Choose Ledger IQ if you value pay only for returns you file and first return free and complete.