kitio.aiDigits vs Smart Clerk
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Digits starts at $65/mo and Smart Clerk starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- AI general ledger
- Automatic transaction coding
- Bank reconciliation
- Real-time financial dashboards
- Multi-client firm view
- Statement upload in any format
- Live bank feeds
- AI transaction categorization
- P&L and balance sheet reports
- Vendor spending insights
- Excel export
| Feature | Digits | Smart Clerk |
|---|---|---|
| Best for | AI-native accounting platform with autonomous bookkeeping | AI bookkeeping that turns bank statements into P&L reports |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Freemium |
| Starting price | $65/mo | See pricing page |
| Free plan | No | Yes |
| Made by | Digits | Smart Clerk |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
|
Pricing compared
Digits starts at $65/mo and Smart Clerk starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Essentials
$65/mo
- Solopreneurs and early-stage
- 24/7 AI bookkeeping
- Bill pay and invoicing
- API and MCP access
Core
$100/mo
- Small and growing businesses
- Everything in Essentials
Pro
$250/mo
- Scaling finance teams
- Custom dashboards
- Coming soon
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Digits
- Books close with little manual work
- Clear real-time reporting
- Built for accountants too
- Requires switching ledgers
- Fewer third-party apps than QuickBooks
- US-centric
Smart Clerk
- Works with statements from any country
- Live feeds for US and Canadian banks
- Free demo with your own statement
- Pricing page not available
- Bank feeds limited to US and Canada
- Not a full accounting system
Which one should you choose?
Choose Digits if you want:
- Books close with little manual work
- Clear real-time reporting
- Built for accountants too
Watch out: requires switching ledgers.
Choose Smart Clerk if you want:
- Works with statements from any country
- Live feeds for US and Canadian banks
- Free demo with your own statement
Watch out: pricing page not available.
Digits vs Smart Clerk FAQ
What is the difference between Digits and Smart Clerk?
Digits: AI-native accounting platform with autonomous bookkeeping. Smart Clerk: AI bookkeeping that turns bank statements into P&L reports. Both are legal, finance & hr tools.
Is Digits or Smart Clerk cheaper?
Digits starts at $65/mo and Smart Clerk starts at See pricing page. Check both pricing pages for current plans.
Do Digits and Smart Clerk have free plans?
Digits: No. Smart Clerk: Yes.
Who makes Digits?
Digits is made by Digits, based in United States.
Who makes Smart Clerk?
Smart Clerk is made by Smart Clerk.
Which should I choose, Digits or Smart Clerk?
Choose Digits if you value books close with little manual work and clear real-time reporting. Choose Smart Clerk if you value works with statements from any country and live feeds for us and canadian banks.