Copilot in Excel vs SheetAI
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Copilot in Excel has the lower starting price: about $10 a month, against $12 for SheetAI.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Natural-language formulas
- Agent mode
- COPILOT cell function
- Python in Excel
- Charts and PivotTables
- =SHEETAI formula
- Bulk fill down columns
- Image, video and music via Replicate
- Formula generation
- Multiple model providers
- Credit packs
| Feature | Copilot in Excel | SheetAI |
|---|---|---|
| Best for | Microsoft's AI assistant and agent mode built into Excel | Google Sheets add-on for bulk AI text, image, video and music |
| Category | Data & analytics | Data & analytics |
| Pricing model | Paid | Freemium |
| Starting price | $9.99/mo | $12/mo |
| Free plan | No | Yes |
| Made by | Microsoft | SheetAI |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Copilot in Excel has the lower starting price: about $10 a month, against $12 for SheetAI.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Microsoft 365 Personal
$9.99/mo
- 1 person
- Copilot in Excel and Office apps
- 1TB cloud storage
Microsoft 365 Family
$12.99/mo
- Up to 6 people
- Copilot for the subscription owner
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot Chat and Work IQ
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
4 plans
BYOK Free
Free
- Use your own API keys
- Unlimited SHEETAI calls
- Replicate media models
Starter
$12/mo
- Hosted AI, no key needed
- About 500 AI runs a month
- Email support
Pro
$29/mo
- Higher hosted usage
- Bulk image, video and music
- Priority support
Credit packs
From $29 one-time
- No subscription
- For large batch jobs
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Copilot in Excel
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
- Needs a Microsoft 365 subscription
- Usage limits on consumer plans
- Works best with data in tables
SheetAI
- Unlimited use with your own keys
- Works inside Google Sheets
- Handles media as well as text
- Only for Google Sheets
- Free tier needs your own API keys
- Starter plan caps at about 500 runs
Which one should you choose?
Choose Copilot in Excel if you want:
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
Watch out: needs a microsoft 365 subscription.
Choose SheetAI if you want:
- Unlimited use with your own keys
- Works inside Google Sheets
- Handles media as well as text
Watch out: only for google sheets.
Copilot in Excel vs SheetAI FAQ
What is the difference between Copilot in Excel and SheetAI?
Copilot in Excel: Microsoft's AI assistant and agent mode built into Excel. SheetAI: Google Sheets add-on for bulk AI text, image, video and music. Both are data & analytics tools.
Is Copilot in Excel or SheetAI cheaper?
Copilot in Excel has the lower starting price: about $10 a month, against $12 for SheetAI.
Do Copilot in Excel and SheetAI have free plans?
Copilot in Excel: No. SheetAI: Yes.
Who makes Copilot in Excel?
Copilot in Excel is made by Microsoft, based in United States.
Who makes SheetAI?
SheetAI is made by SheetAI.
Which should I choose, Copilot in Excel or SheetAI?
Choose Copilot in Excel if you value built into the spreadsheet most people use and agent mode handles multi-step edits. Choose SheetAI if you value unlimited use with your own keys and works inside google sheets.