kitio.aiCopilot in Excel vs GPTExcel
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. GPTExcel has the lower starting price: about $9 a month, against $10 for Copilot in Excel.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Natural-language formulas
- Agent mode
- COPILOT cell function
- Python in Excel
- Charts and PivotTables
- Chat with Excel and CSV
- Formula generation
- Pivot Builder agent
- Slide Deck Builder
- Charts and summaries
- Multiple model levels
| Feature | Copilot in Excel | GPTExcel |
|---|---|---|
| Best for | Microsoft's AI assistant and agent mode built into Excel | Excel AI for formulas, pivot tables, charts and data analysis |
| Category | Data & analytics | Data & analytics |
| Pricing model | Paid | Freemium |
| Starting price | $9.99/mo | $9/mo |
| Free plan | No | Yes |
| Made by | Microsoft | GPTExcel |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
GPTExcel has the lower starting price: about $9 a month, against $10 for Copilot in Excel.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Microsoft 365 Personal
$9.99/mo
- 1 person
- Copilot in Excel and Office apps
- 1TB cloud storage
Microsoft 365 Family
$12.99/mo
- Up to 6 people
- Copilot for the subscription owner
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot Chat and Work IQ
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
3 plans
Free
Free
- 50 credits a month
- 5 free tool runs daily
- Files up to 5 MB
Pro
$9/mo
- About 3,000 credits a month
- Fast and Standard models
- Files up to 50 MB
Pro Plus
$18/mo
- About 10,000 credits a month
- Adds the Expert model
- Files up to 100 MB
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Copilot in Excel
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
- Needs a Microsoft 365 subscription
- Usage limits on consumer plans
- Works best with data in tables
GPTExcel
- Free plan without a card
- Cheap paid plans
- Turns data into slides
- Free files capped at 5 MB
- Expert model uses credits fast
- Works on uploads, not live workbooks
Which one should you choose?
Choose Copilot in Excel if you want:
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
Watch out: needs a microsoft 365 subscription.
Choose GPTExcel if you want:
- Free plan without a card
- Cheap paid plans
- Turns data into slides
Watch out: free files capped at 5 mb.
Copilot in Excel vs GPTExcel FAQ
What is the difference between Copilot in Excel and GPTExcel?
Copilot in Excel: Microsoft's AI assistant and agent mode built into Excel. GPTExcel: Excel AI for formulas, pivot tables, charts and data analysis. Both are data & analytics tools.
Is Copilot in Excel or GPTExcel cheaper?
GPTExcel has the lower starting price: about $9 a month, against $10 for Copilot in Excel.
Do Copilot in Excel and GPTExcel have free plans?
Copilot in Excel: No. GPTExcel: Yes.
Who makes Copilot in Excel?
Copilot in Excel is made by Microsoft, based in United States.
Who makes GPTExcel?
GPTExcel is made by GPTExcel.
Which should I choose, Copilot in Excel or GPTExcel?
Choose Copilot in Excel if you value built into the spreadsheet most people use and agent mode handles multi-step edits. Choose GPTExcel if you value free plan without a card and cheap paid plans.