kitio.aiCopilot in Excel vs HISAB 360
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. HISAB 360 has the lower starting price: about $7 a month, against $10 for Copilot in Excel.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Natural-language formulas
- Agent mode
- COPILOT cell function
- Python in Excel
- Charts and PivotTables
- Chat with Excel workbooks
- ERP reconciliation and write-back
- Python inside Excel
- Approval-gated changes
- Audit trail
- Macro and ribbon builder
| Feature | Copilot in Excel | HISAB 360 |
|---|---|---|
| Best for | Microsoft's AI assistant and agent mode built into Excel | AI Excel add-in for accountants that reconciles, codes and reports |
| Category | Data & analytics | Data & analytics |
| Pricing model | Paid | Free trial |
| Starting price | $9.99/mo | $7/mo |
| Free plan | No | No, 15-day trial |
| Made by | Microsoft | HISAB 360 |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
HISAB 360 has the lower starting price: about $7 a month, against $10 for Copilot in Excel.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Microsoft 365 Personal
$9.99/mo
- 1 person
- Copilot in Excel and Office apps
- 1TB cloud storage
Microsoft 365 Family
$12.99/mo
- Up to 6 people
- Copilot for the subscription owner
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot Chat and Work IQ
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
3 plans
Own AI
$7/mo
- Per user
- Use your own Anthropic or OpenAI account
- No AI markup
- Or $199 one-time
HISAB AI Basic
$10/mo
- 500 AI credits a month
- Built-in AI, no setup
- All features
HISAB AI Plus
$20/mo
- 1,200 AI credits a month
- Full model lineup
- Priority support
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Copilot in Excel
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
- Needs a Microsoft 365 subscription
- Usage limits on consumer plans
- Works best with data in tables
HISAB 360
- Bring your own AI with no markup
- Every write needs approval
- One-time license available
- Windows and Excel 2016+ only
- One license covers one user
- Team pricing requires contacting sales
Which one should you choose?
Choose Copilot in Excel if you want:
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
Watch out: needs a microsoft 365 subscription.
Choose HISAB 360 if you want:
- Bring your own AI with no markup
- Every write needs approval
- One-time license available
Watch out: windows and excel 2016+ only.
Copilot in Excel vs HISAB 360 FAQ
What is the difference between Copilot in Excel and HISAB 360?
Copilot in Excel: Microsoft's AI assistant and agent mode built into Excel. HISAB 360: AI Excel add-in for accountants that reconciles, codes and reports. Both are data & analytics tools.
Is Copilot in Excel or HISAB 360 cheaper?
HISAB 360 has the lower starting price: about $7 a month, against $10 for Copilot in Excel.
Do Copilot in Excel and HISAB 360 have free plans?
Copilot in Excel: No. HISAB 360: No, 15-day trial.
Who makes Copilot in Excel?
Copilot in Excel is made by Microsoft, based in United States.
Who makes HISAB 360?
HISAB 360 is made by HISAB 360.
Which should I choose, Copilot in Excel or HISAB 360?
Choose Copilot in Excel if you value built into the spreadsheet most people use and agent mode handles multi-step edits. Choose HISAB 360 if you value bring your own ai with no markup and every write needs approval.