Copilot in Excel vs ChatExcel
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Copilot in Excel starts at $9.99/mo and ChatExcel starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Natural-language formulas
- Agent mode
- COPILOT cell function
- Python in Excel
- Charts and PivotTables
- Spreadsheet edits by chat
- Formula-free calculations
- Data summaries
- PPT generation from data
| Feature | Copilot in Excel | ChatExcel |
|---|---|---|
| Best for | Microsoft's AI assistant and agent mode built into Excel | Chinese AI tool that edits spreadsheets by chat and makes slides |
| Category | Data & analytics | Data & analytics |
| Pricing model | Paid | Freemium |
| Starting price | $9.99/mo | See pricing page |
| Free plan | No | Yes |
| Made by | Microsoft | 元空 |
| Based in | United States | China |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Copilot in Excel starts at $9.99/mo and ChatExcel starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Microsoft 365 Personal
$9.99/mo
- 1 person
- Copilot in Excel and Office apps
- 1TB cloud storage
Microsoft 365 Family
$12.99/mo
- Up to 6 people
- Copilot for the subscription owner
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot Chat and Work IQ
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Copilot in Excel
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
- Needs a Microsoft 365 subscription
- Usage limits on consumer plans
- Works best with data in tables
ChatExcel
- No need to know Excel formulas
- Handles tables and slides in one place
- Quick for routine data clean-up
- Chinese-language interface only
- Plan details were not visible
- Uploading business data to a third party
Which one should you choose?
Choose Copilot in Excel if you want:
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
Watch out: needs a microsoft 365 subscription.
Choose ChatExcel if you want:
- No need to know Excel formulas
- Handles tables and slides in one place
- Quick for routine data clean-up
Watch out: chinese-language interface only.
Copilot in Excel vs ChatExcel FAQ
What is the difference between Copilot in Excel and ChatExcel?
Copilot in Excel: Microsoft's AI assistant and agent mode built into Excel. ChatExcel: Chinese AI tool that edits spreadsheets by chat and makes slides. Both are data & analytics tools.
Is Copilot in Excel or ChatExcel cheaper?
Copilot in Excel starts at $9.99/mo and ChatExcel starts at See pricing page. Check both pricing pages for current plans.
Do Copilot in Excel and ChatExcel have free plans?
Copilot in Excel: No. ChatExcel: Yes.
Who makes Copilot in Excel?
Copilot in Excel is made by Microsoft, based in United States.
Who makes ChatExcel?
ChatExcel is made by 元空, based in China.
Which should I choose, Copilot in Excel or ChatExcel?
Choose Copilot in Excel if you value built into the spreadsheet most people use and agent mode handles multi-step edits. Choose ChatExcel if you value no need to know excel formulas and handles tables and slides in one place.