kitio.aiBrex vs Sage Expense Management
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Brex starts at $12/mo and Sage Expense Management starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Corporate cards
- Business banking
- AI expense assistant
- Budgets and spend limits
- Travel booking
- Text-to-expense receipts
- Automatic data extraction
- Card reconciliation
- Copilot spend assistant
- Approval workflows
- Accounting integrations
| Feature | Brex | Sage Expense Management |
|---|---|---|
| Best for | AI-powered corporate cards, banking and expense management | Expense tracking where receipts sent by text are coded by AI |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Paid |
| Starting price | $12/mo | See pricing page |
| Free plan | Yes | No |
| Made by | Brex (Capital One) | Sage |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Brex starts at $12/mo and Sage Expense Management starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Essentials
Free
- Per user
- Global cards, 1 local card program
- Up to two entities
- Accounting integrations
Premium
$12/mo
- Per user
- Custom expense policies
- AI compliance audit detection
- Advanced approval chains
Enterprise
Custom
- Unlimited entities
- Local card issuance
- Named account manager
3 plans
Growth
$11.99/user/mo billed yearly
- Per user
- Minimum 5 users
- Unlimited receipt scanning
Business
$14.99/user/mo billed yearly
- Per user
- Minimum 10 users
- Multi-stage approvals
Enterprise
Custom
- 250+ employees
- SSO with Okta and AD
- Dedicated account manager
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Brex
- Global card and reimbursement support
- Good AI receipt handling
- Free entry tier
- Advanced features cost per user
- Eligibility rules for cards
- Ownership change may shift terms
Sage Expense Management
- Receipts can be submitted by text message
- Live feeds from major card networks
- Wide accounting software support
- Minimum of 5 to 10 billed users
- Listed prices are billed yearly
- Live chat support costs extra
Which one should you choose?
Choose Brex if you want:
- Global card and reimbursement support
- Good AI receipt handling
- Free entry tier
Watch out: advanced features cost per user.
Choose Sage Expense Management if you want:
- Receipts can be submitted by text message
- Live feeds from major card networks
- Wide accounting software support
Watch out: minimum of 5 to 10 billed users.
Brex vs Sage Expense Management FAQ
What is the difference between Brex and Sage Expense Management?
Brex: AI-powered corporate cards, banking and expense management. Sage Expense Management: Expense tracking where receipts sent by text are coded by AI. Both are legal, finance & hr tools.
Is Brex or Sage Expense Management cheaper?
Brex starts at $12/mo and Sage Expense Management starts at See pricing page. Check both pricing pages for current plans.
Do Brex and Sage Expense Management have free plans?
Brex: Yes. Sage Expense Management: No.
Who makes Brex?
Brex is made by Brex (Capital One), based in United States.
Who makes Sage Expense Management?
Sage Expense Management is made by Sage.
Which should I choose, Brex or Sage Expense Management?
Choose Brex if you value global card and reimbursement support and good ai receipt handling. Choose Sage Expense Management if you value receipts can be submitted by text message and live feeds from major card networks.