Added Nov 5, 2026
Beancount.io
Freemium · $14.99/moHosted plain-text accounting with Git versioning and an AI assistant
What is Beancount.io?
Beancount.io hosts double-entry Beancount ledgers in plain text that you can version with Git, script and audit line by line. AI helps with data entry and answers questions about cash flow, runway and trends, for households, freelancers and small businesses.
Bank sync brings transactions into the ledger, and Smart Import turns statements and exports into entries you review before saving. Hosted Fava provides reports and dashboards, live prices keep investments valued, and couples can share one household ledger alongside personal accounts.
A Beancount MCP server connects your books to Claude, Cursor and other AI tools, and an API is documented. Plans differ by ledgers, collaborators and AI assistant tokens, and if you cancel, the plain-text ledger keeps working.
Features
- Plain-text double-entry ledger
- Git version history
- Bank sync
- AI assistant for your books
- Hosted Fava reports
- Beancount MCP server
Tags
Releases
+ Submit new release- Listed
Beancount.io was added to the directory.
Organization
Beancount.io
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Freemium
- Paid options from
- $14.99/mo
- Billing frequency
- Monthly
Beancount.io plans
Free
Free
- 1 ledger, 1 collaborator
- 1,000 ledger entries
- 20K AI assistant tokens
Premium
$14.99/mo
- 5 ledgers, 5 collaborators
- Unlimited entries
- 500K AI assistant tokens
Growth
$99.99/mo
- 20 ledgers, 10 collaborators
- 2M AI assistant tokens
Organization
$499.99/mo
- 500 ledgers, 50 collaborators
- 10M AI assistant tokens
Enterprise
Contact sales
- Unlimited ledgers and collaborators
- Compliance and custom terms
Prices in USD, checked Nov 5, 2026. Plans change often, so confirm on the Beancount.io site.Official pricing
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Pros and cons
Pros
- Books stay in open plain text
- Every change tracked in Git
- Connects to AI tools via MCP
Cons
- Plain-text accounting takes learning
- Free plan caps entries at 1,000
- Higher tiers are expensive
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Q&A
What is Beancount.io?
Beancount.io hosts double-entry Beancount ledgers in plain text that you can version with Git, script and audit line by line. AI helps with data entry and answers questions about cash flow, runway and trends, for households, freelancers and small businesses.
Can I connect Beancount.io to Claude or Cursor?
Yes. The Beancount MCP server lets Claude, Cursor and other MCP-capable tools read your ledger.
What happens to my data if I cancel Beancount.io?
Your ledger is plain-text Beancount, so it keeps working outside the service after you cancel.
How much does Beancount.io cost?
Beancount.io is freemium, with paid plans from $14.99/mo.
Is there a free version of Beancount.io?
Yes. Beancount.io has a free plan, and paid plans add more usage and features.
What are the main features of Beancount.io?
Plain-text double-entry ledger, Git version history, Bank sync, AI assistant for your books, Hosted Fava reports, Beancount MCP server.
Who makes Beancount.io?
Beancount.io is made by Beancount.io.
What are the best alternatives to Beancount.io?
Popular alternatives include QuickBooks Online, Docusign, Xero.