Xero vs Cranston
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Xero starts at $7/mo and Cranston starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Bank reconciliation
- Invoicing and quotes
- JAX AI assistant
- Bills and expenses
- App marketplace
- Automated return preparation
- Missing-document checks
- Prior-year comparison
- Source-linked figures
- Tax planning scenarios
- Cited tax research
| Feature | Xero | Cranston |
|---|---|---|
| Best for | Cloud accounting for small businesses with the JAX AI assistant | AI that prepares tax returns inside your CPA firm's tax software |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Free trial | Paid |
| Starting price | $7/mo | See pricing page |
| Free plan | No, trial available | No |
| Made by | Xero | Cranston |
| Based in | New Zealand | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Xero starts at $7/mo and Cranston starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Lite
$7/mo
- 5 invoices and quotes
- Real-time reports
Starter
$29/mo
- Quotes and 20 invoices
- Online invoice payments
- Enter 5 bills
Standard
$50/mo
- Bulk reconcile transactions
- Financial health scorecards
Premium
$75/mo
- Multiple currencies
- 180-day cash flow forecast
- KPI and industry benchmarks
2 plans
Tax prep
$40 / prepared return
- Any form: 1040, 1120, 1120-S, 1065
- Federal and state in one workpaper
- Billed as each return is prepared
Planning and research
Contact sales
- Tax planning scenarios
- Cited tax research
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Xero
- Clean, easy interface
- Strong accountant network
- Unlimited users on plans
- Lower plans cap invoices
- US payroll is limited
- Some features need add-ons
Cranston
- Works inside existing tax software
- Flat price per return, any form
- Reviewer approval required before filing
- Built only for accounting firms
- Planning and research priced separately
- Costs add up over a busy season
Which one should you choose?
Choose Xero if you want:
- Clean, easy interface
- Strong accountant network
- Unlimited users on plans
Watch out: lower plans cap invoices.
Choose Cranston if you want:
- Works inside existing tax software
- Flat price per return, any form
- Reviewer approval required before filing
Watch out: built only for accounting firms.
Xero vs Cranston FAQ
What is the difference between Xero and Cranston?
Xero: Cloud accounting for small businesses with the JAX AI assistant. Cranston: AI that prepares tax returns inside your CPA firm's tax software. Both are legal, finance & hr tools.
Is Xero or Cranston cheaper?
Xero starts at $7/mo and Cranston starts at See pricing page. Check both pricing pages for current plans.
Do Xero and Cranston have free plans?
Xero: No, trial available. Cranston: No.
Who makes Xero?
Xero is made by Xero, based in New Zealand.
Who makes Cranston?
Cranston is made by Cranston, based in United States.
Which should I choose, Xero or Cranston?
Choose Xero if you value clean, easy interface and strong accountant network. Choose Cranston if you value works inside existing tax software and flat price per return, any form.