kitio.aiXero vs Conju
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Xero has the lower starting price: about $7 a month, against $149 for Conju.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Bank reconciliation
- Invoicing and quotes
- JAX AI assistant
- Bills and expenses
- App marketplace
- 24/7 call and text answering
- Appointment booking
- Estimate follow-up texts
- Customer reactivation campaigns
- Booked revenue reports
| Feature | Xero | Conju |
|---|---|---|
| Best for | Cloud accounting for small businesses with the JAX AI assistant | AI receptionist and quote follow-up for home service companies |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Free trial | Paid |
| Starting price | $7/mo | $149/mo |
| Free plan | No, trial available | No |
| Made by | Xero | Conju |
| Based in | New Zealand | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
|
Pricing compared
Xero has the lower starting price: about $7 a month, against $149 for Conju.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Lite
$7/mo
- 5 invoices and quotes
- Real-time reports
Starter
$29/mo
- Quotes and 20 invoices
- Online invoice payments
- Enter 5 bills
Standard
$50/mo
- Bulk reconcile transactions
- Financial health scorecards
Premium
$75/mo
- Multiple currencies
- 180-day cash flow forecast
- KPI and industry benchmarks
3 plans
Receptionist
$149/mo
- 24/7 voice and text answering
- Appointment booking
- Conversation log
Revenue Recovery
$199/mo
- Plus per booked job fee
- Estimate revival campaigns
- Customer reactivation
- Weekly booked revenue report
Full Team
$299/mo
- Both assistants
- Plus Recovery per-job fees
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Xero
- Clean, easy interface
- Strong accountant network
- Unlimited users on plans
- Lower plans cap invoices
- US payroll is limited
- Some features need add-ons
Conju
- Built around home service workflows
- You approve every message
- Month-to-month contracts
- Revenue Recovery is still launching
- Extra per-job fees on Recovery
- Narrow industry focus
Which one should you choose?
Choose Xero if you want:
- Clean, easy interface
- Strong accountant network
- Unlimited users on plans
Watch out: lower plans cap invoices.
Choose Conju if you want:
- Built around home service workflows
- You approve every message
- Month-to-month contracts
Watch out: revenue recovery is still launching.
Xero vs Conju FAQ
What is the difference between Xero and Conju?
Xero: Cloud accounting for small businesses with the JAX AI assistant. Conju: AI receptionist and quote follow-up for home service companies. Both are legal, finance & hr tools.
Is Xero or Conju cheaper?
Xero has the lower starting price: about $7 a month, against $149 for Conju.
Do Xero and Conju have free plans?
Xero: No, trial available. Conju: No.
Who makes Xero?
Xero is made by Xero, based in New Zealand.
Who makes Conju?
Conju is made by Conju.
Which should I choose, Xero or Conju?
Choose Xero if you value clean, easy interface and strong accountant network. Choose Conju if you value built around home service workflows and you approve every message.