kitio.aiTRUE vs Addy AI
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. TRUE starts at See pricing page and Addy AI starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Loan file data extraction
- Income calculation
- Underwriting automation
- Condition clearing
- Compliance checks
- Guideline eligibility checks
- Condition review
- Borrower document requests
- Income calculation
- LOS and POS integration
- Custom-trained agents
| Feature | TRUE | Addy AI |
|---|---|---|
| Best for | Enterprise AI that automates mortgage document work and loan data | AI agents that check, condition and prepare mortgage loans |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Paid |
| Starting price | See pricing page | See pricing page |
| Free plan | No | No |
| Made by | TRUE | Addy AI |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
|
Both offer: Income calculation.
Pricing compared
TRUE starts at See pricing page and Addy AI starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
TRUE
- Built specifically for mortgage operations
- Fits behind existing systems
- Cuts manual document review
- Only for mortgage lending
- No public pricing
- Requires a sales demo
Addy AI
- Built specifically for mortgage work
- Answers cite agency guidelines
- SOC 2 Type 2 compliant
- Only for mortgage businesses
- Pricing requires a demo
- Depends on LOS integration for full value
Which one should you choose?
Choose TRUE if you want:
- Built specifically for mortgage operations
- Fits behind existing systems
- Cuts manual document review
Watch out: only for mortgage lending.
Choose Addy AI if you want:
- Built specifically for mortgage work
- Answers cite agency guidelines
- SOC 2 Type 2 compliant
Watch out: only for mortgage businesses.
TRUE vs Addy AI FAQ
What is the difference between TRUE and Addy AI?
TRUE: Enterprise AI that automates mortgage document work and loan data. Addy AI: AI agents that check, condition and prepare mortgage loans. Both are legal, finance & hr tools.
Is TRUE or Addy AI cheaper?
TRUE starts at See pricing page and Addy AI starts at See pricing page. Check both pricing pages for current plans.
Do TRUE and Addy AI have free plans?
TRUE: No. Addy AI: No.
Who makes TRUE?
TRUE is made by TRUE, based in United States.
Who makes Addy AI?
Addy AI is made by Addy AI, based in United States.
Which should I choose, TRUE or Addy AI?
Choose TRUE if you value built specifically for mortgage operations and fits behind existing systems. Choose Addy AI if you value built specifically for mortgage work and answers cite agency guidelines.