kitio.aiLoxo vs Addy AI
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Loxo starts at See pricing page and Addy AI starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Natural-language candidate search
- ATS and recruiting CRM
- Omnichannel outreach
- AI interview notetaker
- Candidate submittal agent
- Hiring manager portal
- Guideline eligibility checks
- Condition review
- Borrower document requests
- Income calculation
- LOS and POS integration
- Custom-trained agents
| Feature | Loxo | Addy AI |
|---|---|---|
| Best for | AI recruiting platform combining ATS, CRM, sourcing and outreach | AI agents that check, condition and prepare mortgage loans |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Paid |
| Starting price | See pricing page | See pricing page |
| Free plan | No | No |
| Made by | Loxo | Addy AI |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Loxo starts at See pricing page and Addy AI starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
2 plans
Core
$149/user/mo billed yearly
- Per user
- ATS and recruiting CRM
- AI search
- 2,500 credits per seat monthly
Enterprise
Custom
- Everything in Professional
- Governance and security controls
- Custom annual agreement
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Loxo
- One system instead of several recruiting tools
- AI search included on the base plan
- Free migration for teams of three or more
- Annual contracts paid up front
- Starts at $149 per user each month
- Built for agencies more than in-house teams
Addy AI
- Built specifically for mortgage work
- Answers cite agency guidelines
- SOC 2 Type 2 compliant
- Only for mortgage businesses
- Pricing requires a demo
- Depends on LOS integration for full value
Which one should you choose?
Choose Loxo if you want:
- One system instead of several recruiting tools
- AI search included on the base plan
- Free migration for teams of three or more
Watch out: annual contracts paid up front.
Choose Addy AI if you want:
- Built specifically for mortgage work
- Answers cite agency guidelines
- SOC 2 Type 2 compliant
Watch out: only for mortgage businesses.
Loxo vs Addy AI FAQ
What is the difference between Loxo and Addy AI?
Loxo: AI recruiting platform combining ATS, CRM, sourcing and outreach. Addy AI: AI agents that check, condition and prepare mortgage loans. Both are legal, finance & hr tools.
Is Loxo or Addy AI cheaper?
Loxo starts at See pricing page and Addy AI starts at See pricing page. Check both pricing pages for current plans.
Do Loxo and Addy AI have free plans?
Loxo: No. Addy AI: No.
Who makes Loxo?
Loxo is made by Loxo, based in United States.
Who makes Addy AI?
Addy AI is made by Addy AI, based in United States.
Which should I choose, Loxo or Addy AI?
Choose Loxo if you value one system instead of several recruiting tools and ai search included on the base plan. Choose Addy AI if you value built specifically for mortgage work and answers cite agency guidelines.