kitio.aiTop Producer vs Xylo
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Xylo has the lower starting price: about $99 a month, against $179 for Top Producer.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Real estate CRM
- AI-powered farming
- Automated email and SMS follow-up
- Market Snapshot reports
- Transaction management
- Lead routing
- Client interaction analysis
- Risk and opportunity signals
- Prioritized task list
- CRM and email sync
- Compliant texting
| Feature | Top Producer | Xylo |
|---|---|---|
| Best for | Real estate CRM with AI farming, lead generation and smart follow-up | Client intelligence platform for financial advisors |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Paid |
| Starting price | $179/mo | $99/mo |
| Free plan | No | No |
| Made by | Top Producer Systems | Xylo |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Xylo has the lower starting price: about $99 a month, against $179 for Top Producer.
Free plan
Cheapest paid plan
Top plan
Free trial
6 plans
Pro
$179/mo
- Per user
- Market Snapshot reports
- Automated lead response
- Transaction management
Pro Teams 5
$399/mo
- Up to 5 users
- Team functionality
Pro + Leads
From $479/mo
- Social media lead generation
- Exclusive leads
- Varies by lead volume
Pro + Farming
From $599/mo
- AI-powered farming
- Smart Targeting
- Varies by farm size
Pro Teams 10
$699/mo
- Up to 10 users
Pro Teams 25
$1199/mo
- Up to 25 users
3 plans
Xylo Ramp
$99/mo
- Per full seat
- For advisors just getting started
Xylo Core
$149/mo
- Per full seat
- For solo advisors and teams
Xylo Enterprise
Custom
- For large organizations
- Configured to your needs
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Top Producer
- Built specifically for real estate agents
- MLS integration with 320+ boards
- Leads and CRM in one bill
- Expensive per user
- Lead and farming plans vary by volume
- AI is one part of a broader CRM
Xylo
- Turns client conversations into tasks
- Pulls from CRM, email and calls
- Public per-seat pricing
- Per-seat pricing adds up for teams
- Built specifically for financial advisors
- A demo is needed to see it
Which one should you choose?
Choose Top Producer if you want:
- Built specifically for real estate agents
- MLS integration with 320+ boards
- Leads and CRM in one bill
Watch out: expensive per user.
Choose Xylo if you want:
- Turns client conversations into tasks
- Pulls from CRM, email and calls
- Public per-seat pricing
Watch out: per-seat pricing adds up for teams.
Top Producer vs Xylo FAQ
What is the difference between Top Producer and Xylo?
Top Producer: Real estate CRM with AI farming, lead generation and smart follow-up. Xylo: Client intelligence platform for financial advisors. Both are legal, finance & hr tools.
Is Top Producer or Xylo cheaper?
Xylo has the lower starting price: about $99 a month, against $179 for Top Producer.
Do Top Producer and Xylo have free plans?
Top Producer: No. Xylo: No.
Who makes Top Producer?
Top Producer is made by Top Producer Systems.
Who makes Xylo?
Xylo is made by Xylo.
Which should I choose, Top Producer or Xylo?
Choose Top Producer if you value built specifically for real estate agents and mls integration with 320+ boards. Choose Xylo if you value turns client conversations into tasks and pulls from crm, email and calls.