kitio.aiPortfolioPilot vs Deduction
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. PortfolioPilot has the lower starting price: about $29 a month, against $42 for Deduction.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Net worth aggregation
- AI investing recommendations
- Tax optimization
- Retirement planner
- Hidden fee detection
- AI tax assistant
- CPA-reviewed returns
- Year-round tax planning
- Document Vault
- Accuracy guarantee
| Feature | PortfolioPilot | Deduction |
|---|---|---|
| Best for | AI investing adviser for net worth tracking and tax optimization | Tax firm pairing an AI assistant with CPAs for advice and filing |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Paid |
| Starting price | $29/mo | $499/yr |
| Free plan | Yes | No |
| Made by | Global Predictions Inc. | Deduction |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
PortfolioPilot has the lower starting price: about $29 a month, against $42 for Deduction.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Free
Free
- Unlimited account tracking
- Retirement planning
- Portfolio assessment
Gold
$29/mo
- Investing recommendations
- Hidden fee detection
- Tax-saving ideas
- Limited AI assistant
Platinum
$99/mo
- Unlimited AI assistant
- AI equity research
- Tax-efficient withdrawals
Pro
$149/mo
- Quarterly expert call
- Private equity modeling
- Multi-user login
3 plans
Deduction
$499/yr
- Unlimited CPA-reviewed advice
- Annual filing included
Reserve
$999/yr
- Added complexity like rentals
- Everything in Deduction
Private Client
Custom
- Foreign income
- S corporation returns
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
PortfolioPilot
- Useful free net worth tracker
- Advice from a registered adviser
- Covers taxes, fees and estate planning
- Personalized advice needs a paid plan
- AI assistant is limited on Gold
- US-focused accounts and tax rules
Deduction
- Every return checked by a CPA
- Unlimited advice through the year
- Conversational, no forms
- Costs more than DIY tax software
- Only for US taxpayers
- Complex cases need the custom tier
Which one should you choose?
Choose PortfolioPilot if you want:
- Useful free net worth tracker
- Advice from a registered adviser
- Covers taxes, fees and estate planning
Watch out: personalized advice needs a paid plan.
Choose Deduction if you want:
- Every return checked by a CPA
- Unlimited advice through the year
- Conversational, no forms
Watch out: costs more than diy tax software.
PortfolioPilot vs Deduction FAQ
What is the difference between PortfolioPilot and Deduction?
PortfolioPilot: AI investing adviser for net worth tracking and tax optimization. Deduction: Tax firm pairing an AI assistant with CPAs for advice and filing. Both are legal, finance & hr tools.
Is PortfolioPilot or Deduction cheaper?
PortfolioPilot has the lower starting price: about $29 a month, against $42 for Deduction.
Do PortfolioPilot and Deduction have free plans?
PortfolioPilot: Yes. Deduction: No.
Who makes PortfolioPilot?
PortfolioPilot is made by Global Predictions Inc., based in United States.
Who makes Deduction?
Deduction is made by Deduction, based in United States.
Which should I choose, PortfolioPilot or Deduction?
Choose PortfolioPilot if you value useful free net worth tracker and advice from a registered adviser. Choose Deduction if you value every return checked by a cpa and unlimited advice through the year.