kitio.aiStash vs Ludex
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Ludex has the lower starting price: about $5 a month, against $12 for Stash.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- AI Money Coach
- Personalised investment plan
- Managed Smart Portfolio
- Fractional stocks and ETFs
- Retirement accounts with match
- Stock-Back rewards card
- Photo card identification
- Prices from actual sales
- Collection portfolio
- TCG deck builder
- eBay listing drafts
- Cross-marketplace search
| Feature | Stash | Ludex |
|---|---|---|
| Best for | Investing app with an AI money coach and managed portfolios | Card scanner app that identifies and prices sports and trading cards |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Free trial | Freemium |
| Starting price | $12/mo | $4.99/mo |
| Free plan | No, 7-day trial | Yes |
| Made by | Stash Financial | Ludex |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Ludex has the lower starting price: about $5 a month, against $12 for Stash.
Free plan
Cheapest paid plan
Top plan
Free trial
1 plan
Stash Plan
$12/mo
- Investing and retirement accounts
- AI Money Coach
- 3% retirement match
- $10,000 life insurance
4 plans
Free
Free
- 200 scans per month
- Portfolio up to 60 cards
- 1 collection and 1 TCG deck
Lite
$4.99/mo
- Unlimited scans in 1 category
- 200 scans in other categories
- Price reports
Standard
$9.99/mo
- Unlimited access to all features
- 50 eBay listings per month
Pro
$24.99/mo
- 250 eBay listings per month
- Unlimited collections and decks
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Stash
- One flat monthly fee
- Advice available around the clock
- Low minimum to start investing
- Monthly fee is high for small balances
- Only available in the US
- Built for long-term investing, not trading
Ludex
- Fast identification from one photo
- Covers sports cards and TCGs
- Free plan with 200 scans a month
- Free portfolio holds only 60 cards
- Lite plan unlocks just one category
- eBay listing counts are capped by plan
Which one should you choose?
Choose Stash if you want:
- One flat monthly fee
- Advice available around the clock
- Low minimum to start investing
Watch out: monthly fee is high for small balances.
Choose Ludex if you want:
- Fast identification from one photo
- Covers sports cards and TCGs
- Free plan with 200 scans a month
Watch out: free portfolio holds only 60 cards.
Stash vs Ludex FAQ
What is the difference between Stash and Ludex?
Stash: Investing app with an AI money coach and managed portfolios. Ludex: Card scanner app that identifies and prices sports and trading cards. Both are legal, finance & hr tools.
Is Stash or Ludex cheaper?
Ludex has the lower starting price: about $5 a month, against $12 for Stash.
Do Stash and Ludex have free plans?
Stash: No, 7-day trial. Ludex: Yes.
Who makes Stash?
Stash is made by Stash Financial, based in United States.
Who makes Ludex?
Ludex is made by Ludex.
Which should I choose, Stash or Ludex?
Choose Stash if you value one flat monthly fee and advice available around the clock. Choose Ludex if you value fast identification from one photo and covers sports cards and tcgs.