kitio.aiSignifyd vs Baselayer
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Signifyd starts at See pricing page and Baselayer starts at $150/mo. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Real-time order decisions
- Chargeback guarantee
- Account takeover protection
- Return abuse detection
- Payment optimisation
- Business identity verification
- Liens and litigation search
- Sanctions screening
- Risk Co.Pilot for underwriting
- Know Your Agent checks
- MCP server
| Feature | Signifyd | Baselayer |
|---|---|---|
| Best for | AI fraud protection and chargeback guarantee for online retailers | Business verification, KYB and fraud checks in a single lookup |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Paid |
| Starting price | See pricing page | $150/mo |
| Free plan | No | No |
| Made by | Signifyd | Baselayer |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Signifyd starts at See pricing page and Baselayer starts at $150/mo. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Start-up
$150/mo
- From 500 credits per month
- API and console access
- Full risk coverage per lookup
Growth
$750/mo
- From 3,000 credits per month
- Support via Slack or Teams
- Invoice and ACH billing
Enterprise
Contact sales
- Custom credit volumes
- Tailored onboarding
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Signifyd
- Shifts fraud liability
- Fewer false declines
- Works with major platforms
- Fees based on order value
- Less control over decisions
- Best for mid-sized and larger stores
Baselayer
- Many risk checks in one call
- Self-serve plan with public price
- API and console access
- Credits limit monthly lookups
- Faster support only on Growth plan
- Built for financial firms, not small sellers
Which one should you choose?
Choose Signifyd if you want:
- Shifts fraud liability
- Fewer false declines
- Works with major platforms
Watch out: fees based on order value.
Choose Baselayer if you want:
- Many risk checks in one call
- Self-serve plan with public price
- API and console access
Watch out: credits limit monthly lookups.
Signifyd vs Baselayer FAQ
What is the difference between Signifyd and Baselayer?
Signifyd: AI fraud protection and chargeback guarantee for online retailers. Baselayer: Business verification, KYB and fraud checks in a single lookup. Both are legal, finance & hr tools.
Is Signifyd or Baselayer cheaper?
Signifyd starts at See pricing page and Baselayer starts at $150/mo. Check both pricing pages for current plans.
Do Signifyd and Baselayer have free plans?
Signifyd: No. Baselayer: No.
Who makes Signifyd?
Signifyd is made by Signifyd, based in United States.
Who makes Baselayer?
Baselayer is made by Baselayer.
Which should I choose, Signifyd or Baselayer?
Choose Signifyd if you value shifts fraud liability and fewer false declines. Choose Baselayer if you value many risk checks in one call and self-serve plan with public price.