kitio.aiSignifyd vs Sift
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Signifyd starts at See pricing page and Sift starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Real-time order decisions
- Chargeback guarantee
- Account takeover protection
- Return abuse detection
- Payment optimisation
- Real-time risk scoring
- Payment fraud protection
- Account takeover defense
- Fake account detection
- Automated decision workflows
- AI agents for fraud teams
| Feature | Signifyd | Sift |
|---|---|---|
| Best for | AI fraud protection and chargeback guarantee for online retailers | Machine-learning fraud prevention for payments and user accounts |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Paid |
| Starting price | See pricing page | See pricing page |
| Free plan | No | No |
| Made by | Signifyd | Sift |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Signifyd starts at See pricing page and Sift starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Signifyd
- Shifts fraud liability
- Fewer false declines
- Works with major platforms
- Fees based on order value
- Less control over decisions
- Best for mid-sized and larger stores
Sift
- Covers payments, logins and sign-ups
- Network data from many businesses
- Documented score API
- Expert services available
- No public pricing
- Demo required before buying
- Needs engineering work to send events
Which one should you choose?
Choose Signifyd if you want:
- Shifts fraud liability
- Fewer false declines
- Works with major platforms
Watch out: fees based on order value.
Choose Sift if you want:
- Covers payments, logins and sign-ups
- Network data from many businesses
- Documented score API
Watch out: no public pricing.
Signifyd vs Sift FAQ
What is the difference between Signifyd and Sift?
Signifyd: AI fraud protection and chargeback guarantee for online retailers. Sift: Machine-learning fraud prevention for payments and user accounts. Both are legal, finance & hr tools.
Is Signifyd or Sift cheaper?
Signifyd starts at See pricing page and Sift starts at See pricing page. Check both pricing pages for current plans.
Do Signifyd and Sift have free plans?
Signifyd: No. Sift: No.
Who makes Signifyd?
Signifyd is made by Signifyd, based in United States.
Who makes Sift?
Sift is made by Sift, based in United States.
Which should I choose, Signifyd or Sift?
Choose Signifyd if you value shifts fraud liability and fewer false declines. Choose Sift if you value covers payments, logins and sign-ups and network data from many businesses.