kitio.aiSift vs Baselayer
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Sift starts at See pricing page and Baselayer starts at $150/mo. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Real-time risk scoring
- Payment fraud protection
- Account takeover defense
- Fake account detection
- Automated decision workflows
- AI agents for fraud teams
- Business identity verification
- Liens and litigation search
- Sanctions screening
- Risk Co.Pilot for underwriting
- Know Your Agent checks
- MCP server
| Feature | Sift | Baselayer |
|---|---|---|
| Best for | Machine-learning fraud prevention for payments and user accounts | Business verification, KYB and fraud checks in a single lookup |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Paid |
| Starting price | See pricing page | $150/mo |
| Free plan | No | No |
| Made by | Sift | Baselayer |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Sift starts at See pricing page and Baselayer starts at $150/mo. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Start-up
$150/mo
- From 500 credits per month
- API and console access
- Full risk coverage per lookup
Growth
$750/mo
- From 3,000 credits per month
- Support via Slack or Teams
- Invoice and ACH billing
Enterprise
Contact sales
- Custom credit volumes
- Tailored onboarding
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Sift
- Covers payments, logins and sign-ups
- Network data from many businesses
- Documented score API
- Expert services available
- No public pricing
- Demo required before buying
- Needs engineering work to send events
Baselayer
- Many risk checks in one call
- Self-serve plan with public price
- API and console access
- Credits limit monthly lookups
- Faster support only on Growth plan
- Built for financial firms, not small sellers
Which one should you choose?
Choose Sift if you want:
- Covers payments, logins and sign-ups
- Network data from many businesses
- Documented score API
Watch out: no public pricing.
Choose Baselayer if you want:
- Many risk checks in one call
- Self-serve plan with public price
- API and console access
Watch out: credits limit monthly lookups.
Sift vs Baselayer FAQ
What is the difference between Sift and Baselayer?
Sift: Machine-learning fraud prevention for payments and user accounts. Baselayer: Business verification, KYB and fraud checks in a single lookup. Both are legal, finance & hr tools.
Is Sift or Baselayer cheaper?
Sift starts at See pricing page and Baselayer starts at $150/mo. Check both pricing pages for current plans.
Do Sift and Baselayer have free plans?
Sift: No. Baselayer: No.
Who makes Sift?
Sift is made by Sift, based in United States.
Who makes Baselayer?
Baselayer is made by Baselayer.
Which should I choose, Sift or Baselayer?
Choose Sift if you value covers payments, logins and sign-ups and network data from many businesses. Choose Baselayer if you value many risk checks in one call and self-serve plan with public price.