kitio.aiReflexivity vs 13F.chat
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Reflexivity starts at See pricing page and 13F.chat starts at $30/mo. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Deep research agents
- Knowledge graph
- Scenario analysis
- SEC filing analysis
- Portfolio insights
- Smart screening
- 13F holdings tracking
- AI chat on filings
- Fund analysis
- Multi-manager comparison
- Daily research reports
| Feature | Reflexivity | 13F.chat |
|---|---|---|
| Best for | Investment research platform for institutions with explainable AI | AI copilot for researching fund managers' 13F holdings |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Freemium |
| Starting price | See pricing page | $30/mo |
| Free plan | No | Yes |
| Made by | Reflexivity | 13F.chat |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Reflexivity starts at See pricing page and 13F.chat starts at $30/mo. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free
Free
- 2 AI chats per day
- 1 fund analysis per day
- Static research reports
Plus
$30/mo
- 3,000 credits per month
- 50 AI chats per day
- Email support
Pro
$90/mo
- 12,000 credits per month
- Unlimited chat and fund analysis
- Priority email support
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Reflexivity
- Data licenses bundled in
- Explainable AI outputs
- Covers research to portfolio monitoring
- Institutional focus; no individual plan
- No public pricing
- Demo required to try it
13F.chat
- Free daily use
- Clear about what filings can't show
- Compare several managers at once
- 13F data lags by up to 45 days
- Free plan allows only two chats a day
- Not a substitute for investment advice
Which one should you choose?
Choose Reflexivity if you want:
- Data licenses bundled in
- Explainable AI outputs
- Covers research to portfolio monitoring
Watch out: institutional focus; no individual plan.
Choose 13F.chat if you want:
- Free daily use
- Clear about what filings can't show
- Compare several managers at once
Watch out: 13f data lags by up to 45 days.
Reflexivity vs 13F.chat FAQ
What is the difference between Reflexivity and 13F.chat?
Reflexivity: Investment research platform for institutions with explainable AI. 13F.chat: AI copilot for researching fund managers' 13F holdings. Both are legal, finance & hr tools.
Is Reflexivity or 13F.chat cheaper?
Reflexivity starts at See pricing page and 13F.chat starts at $30/mo. Check both pricing pages for current plans.
Do Reflexivity and 13F.chat have free plans?
Reflexivity: No. 13F.chat: Yes.
Who makes Reflexivity?
Reflexivity is made by Reflexivity.
Who makes 13F.chat?
13F.chat is made by 13F.chat.
Which should I choose, Reflexivity or 13F.chat?
Choose Reflexivity if you value data licenses bundled in and explainable ai outputs. Choose 13F.chat if you value free daily use and clear about what filings can't show.