kitio.aiBlue J vs 13F.chat
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. 13F.chat has the lower starting price: about $30 a month, against $125 for Blue J.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Cited tax answers
- US, Canada and UK coverage
- Follow-up questions
- Memo drafting
- Regular law updates
- 13F holdings tracking
- AI chat on filings
- Fund analysis
- Multi-manager comparison
- Daily research reports
| Feature | Blue J | 13F.chat |
|---|---|---|
| Best for | Generative AI tax research assistant for accountants and lawyers | AI copilot for researching fund managers' 13F holdings |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Free trial | Freemium |
| Starting price | $1498/yr | $30/mo |
| Free plan | No, 7-day trial | Yes |
| Made by | Blue J Legal | 13F.chat |
| Based in | Canada | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
|
Pricing compared
13F.chat has the lower starting price: about $30 a month, against $125 for Blue J.
Free plan
Cheapest paid plan
Top plan
Free trial
2 plans
Individual
$1498/yr
- Per user
- Full US federal and SALT coverage
- Unlimited questions, drafting, uploads
- SOC 2 Type II compliant
Team
Contact sales
- For firms with multiple tax pros
- Everything in Individual
3 plans
Free
Free
- 2 AI chats per day
- 1 fund analysis per day
- Static research reports
Plus
$30/mo
- 3,000 credits per month
- 50 AI chats per day
- Email support
Pro
$90/mo
- 12,000 credits per month
- Unlimited chat and fund analysis
- Priority email support
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Blue J
- Specialised in tax law
- Answers cite primary sources
- Fast for routine questions
- Limited to a few jurisdictions
- Complex issues still need experts
- Subscription priced per user
13F.chat
- Free daily use
- Clear about what filings can't show
- Compare several managers at once
- 13F data lags by up to 45 days
- Free plan allows only two chats a day
- Not a substitute for investment advice
Which one should you choose?
Choose Blue J if you want:
- Specialised in tax law
- Answers cite primary sources
- Fast for routine questions
Watch out: limited to a few jurisdictions.
Choose 13F.chat if you want:
- Free daily use
- Clear about what filings can't show
- Compare several managers at once
Watch out: 13f data lags by up to 45 days.
Blue J vs 13F.chat FAQ
What is the difference between Blue J and 13F.chat?
Blue J: Generative AI tax research assistant for accountants and lawyers. 13F.chat: AI copilot for researching fund managers' 13F holdings. Both are legal, finance & hr tools.
Is Blue J or 13F.chat cheaper?
13F.chat has the lower starting price: about $30 a month, against $125 for Blue J.
Do Blue J and 13F.chat have free plans?
Blue J: No, 7-day trial. 13F.chat: Yes.
Who makes Blue J?
Blue J is made by Blue J Legal, based in Canada.
Who makes 13F.chat?
13F.chat is made by 13F.chat.
Which should I choose, Blue J or 13F.chat?
Choose Blue J if you value specialised in tax law and answers cite primary sources. Choose 13F.chat if you value free daily use and clear about what filings can't show.