kitio.ai13F.chat vs FN2
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. FN2 has the lower starting price: about $29 a month, against $30 for 13F.chat.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- 13F holdings tracking
- AI chat on filings
- Fund analysis
- Multi-manager comparison
- Daily research reports
- Scheduled ticker briefings
- Earnings call summaries
- SEC filing analysis
- Transcript semantic search
- Cited answers
- Discord and email delivery
| Feature | 13F.chat | FN2 |
|---|---|---|
| Best for | AI copilot for researching fund managers' 13F holdings | AI research agents that brief you on your stocks every morning |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Freemium |
| Starting price | $30/mo | $29/mo |
| Free plan | Yes | Yes |
| Made by | 13F.chat | FN2 |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
|
Pricing compared
FN2 has the lower starting price: about $29 a month, against $30 for 13F.chat.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free
Free
- 2 AI chats per day
- 1 fund analysis per day
- Static research reports
Plus
$30/mo
- 3,000 credits per month
- 50 AI chats per day
- Email support
Pro
$90/mo
- 12,000 credits per month
- Unlimited chat and fund analysis
- Priority email support
4 plans
Free
Free
- First agent included
- No credit card
Pro
$29/mo
- 7 agent slots (1 hourly, 6 daily)
- Earnings alerts
- Email and Discord delivery
Ultra
$89/mo
- 21 agent slots (3 hourly)
- Priority real-time alerts
Max
$199/mo
- 42 agent slots (6 hourly)
- Highest agent capacity
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
13F.chat
- Free daily use
- Clear about what filings can't show
- Compare several managers at once
- 13F data lags by up to 45 days
- Free plan allows only two chats a day
- Not a substitute for investment advice
FN2
- Every claim is sourced
- Uses public, verifiable data
- Try live answers without signup
- US public market focus
- Hourly agents limited on each plan
- Not a substitute for financial advice
Which one should you choose?
Choose 13F.chat if you want:
- Free daily use
- Clear about what filings can't show
- Compare several managers at once
Watch out: 13f data lags by up to 45 days.
Choose FN2 if you want:
- Every claim is sourced
- Uses public, verifiable data
- Try live answers without signup
Watch out: us public market focus.
13F.chat vs FN2 FAQ
What is the difference between 13F.chat and FN2?
13F.chat: AI copilot for researching fund managers' 13F holdings. FN2: AI research agents that brief you on your stocks every morning. Both are legal, finance & hr tools.
Is 13F.chat or FN2 cheaper?
FN2 has the lower starting price: about $29 a month, against $30 for 13F.chat.
Do 13F.chat and FN2 have free plans?
13F.chat: Yes. FN2: Yes.
Who makes 13F.chat?
13F.chat is made by 13F.chat.
Who makes FN2?
FN2 is made by FN2.
Which should I choose, 13F.chat or FN2?
Choose 13F.chat if you value free daily use and clear about what filings can't show. Choose FN2 if you value every claim is sourced and uses public, verifiable data.