kitio.aiRamp vs StratPilot AI
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Ramp has the lower starting price: about $15 a month, against $19 for StratPilot AI.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Corporate cards
- Automated expense reports
- Bill pay with invoice capture
- AI accounting coding
- Procurement workflows
- Options strategy suggestions
- Confidence and risk scores
- Real-time options chains
- News and earnings scanning
- Token-based analyses
| Feature | Ramp | StratPilot AI |
|---|---|---|
| Best for | Corporate cards and spend management with AI finance agents | Chat assistant that suggests and scores options trades |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Freemium |
| Starting price | $15/mo | $19/mo |
| Free plan | Yes | Yes |
| Made by | Ramp | StratPilot AI |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Ramp has the lower starting price: about $15 a month, against $19 for StratPilot AI.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free
Free
- Corporate card, unlimited cards
- Expense management basics
Plus
$15/mo
- Per user, plus platform fee
- AI-driven automation
- 20% off with annual billing
Enterprise
Contact sales
- Annual billing
- Workday and Oracle integrations
- Global coverage and local reimbursements
3 plans
Pilot
$19/mo
- 30 analysis tokens a month
- Real-time options analysis
- Email support
Pro
$39/mo
- 200 analysis tokens a month
- Priority support
Elite
$99/mo
- 1,000 analysis tokens a month
- Priority API access
- Custom strategy templates
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Ramp
- Free core platform
- Strong automation for receipts
- Fast-moving product
- US-focused
- Advanced features on Plus
- Card limits depend on cash balance
StratPilot AI
- Handles multi-leg strategies
- Gives a risk score with every idea
- Free tokens to try it
- Win-rate claims are the company's own
- Prices shown are a limited-time discount
- Only 30 analyses on the cheapest plan
Which one should you choose?
Choose Ramp if you want:
- Free core platform
- Strong automation for receipts
- Fast-moving product
Watch out: us-focused.
Choose StratPilot AI if you want:
- Handles multi-leg strategies
- Gives a risk score with every idea
- Free tokens to try it
Watch out: win-rate claims are the company's own.
Ramp vs StratPilot AI FAQ
What is the difference between Ramp and StratPilot AI?
Ramp: Corporate cards and spend management with AI finance agents. StratPilot AI: Chat assistant that suggests and scores options trades. Both are legal, finance & hr tools.
Is Ramp or StratPilot AI cheaper?
Ramp has the lower starting price: about $15 a month, against $19 for StratPilot AI.
Do Ramp and StratPilot AI have free plans?
Ramp: Yes. StratPilot AI: Yes.
Who makes Ramp?
Ramp is made by Ramp, based in United States.
Who makes StratPilot AI?
StratPilot AI is made by StratPilot AI, based in United States.
Which should I choose, Ramp or StratPilot AI?
Choose Ramp if you value free core platform and strong automation for receipts. Choose StratPilot AI if you value handles multi-leg strategies and gives a risk score with every idea.