kitio.aiRamp vs Onthos
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Ramp starts at $15/mo and Onthos starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Corporate cards
- Automated expense reports
- Bill pay with invoice capture
- AI accounting coding
- Procurement workflows
- Industry classification
- Thematic factor models
- Thesis to company universe
- Source-linked knowledge base
- Access for AI agents
| Feature | Ramp | Onthos |
|---|---|---|
| Best for | Corporate cards and spend management with AI finance agents | Company, industry and theme ontology for investors and AI agents |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Paid |
| Starting price | $15/mo | See pricing page |
| Free plan | Yes | No |
| Made by | Ramp | Onthos |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Ramp starts at $15/mo and Onthos starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free
Free
- Corporate card, unlimited cards
- Expense management basics
Plus
$15/mo
- Per user, plus platform fee
- AI-driven automation
- 20% off with annual billing
Enterprise
Contact sales
- Annual billing
- Workday and Oracle integrations
- Global coverage and local reimbursements
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Ramp
- Free core platform
- Strong automation for receipts
- Fast-moving product
- US-focused
- Advanced features on Plus
- Card limits depend on cash balance
Onthos
- Covers public and private companies
- Every fact linked to a source
- Useful for building thematic indices
- Built for financial institutions only
- No public pricing
- Recently renamed, so docs may still say Theia
Which one should you choose?
Choose Ramp if you want:
- Free core platform
- Strong automation for receipts
- Fast-moving product
Watch out: us-focused.
Choose Onthos if you want:
- Covers public and private companies
- Every fact linked to a source
- Useful for building thematic indices
Watch out: built for financial institutions only.
Ramp vs Onthos FAQ
What is the difference between Ramp and Onthos?
Ramp: Corporate cards and spend management with AI finance agents. Onthos: Company, industry and theme ontology for investors and AI agents. Both are legal, finance & hr tools.
Is Ramp or Onthos cheaper?
Ramp starts at $15/mo and Onthos starts at See pricing page. Check both pricing pages for current plans.
Do Ramp and Onthos have free plans?
Ramp: Yes. Onthos: No.
Who makes Ramp?
Ramp is made by Ramp, based in United States.
Who makes Onthos?
Onthos is made by Onthos.
Which should I choose, Ramp or Onthos?
Choose Ramp if you value free core platform and strong automation for receipts. Choose Onthos if you value covers public and private companies and every fact linked to a source.