kitio.aiRamp vs Lockchain
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Ramp starts at $15/mo and Lockchain starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Corporate cards
- Automated expense reports
- Bill pay with invoice capture
- AI accounting coding
- Procurement workflows
- Real-time asset monitoring
- Custom watchlists
- Custom risk scoring
- Automated data collection
- Audit trail for decisions
| Feature | Ramp | Lockchain |
|---|---|---|
| Best for | Corporate cards and spend management with AI finance agents | AI risk monitoring and due diligence for institutional digital assets |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Paid |
| Starting price | $15/mo | See pricing page |
| Free plan | Yes | No |
| Made by | Ramp | Lockchain |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Ramp starts at $15/mo and Lockchain starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free
Free
- Corporate card, unlimited cards
- Expense management basics
Plus
$15/mo
- Per user, plus platform fee
- AI-driven automation
- 20% off with annual billing
Enterprise
Contact sales
- Annual billing
- Workday and Oracle integrations
- Global coverage and local reimbursements
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Ramp
- Free core platform
- Strong automation for receipts
- Fast-moving product
- US-focused
- Advanced features on Plus
- Card limits depend on cash balance
Lockchain
- Scoring follows the firm's own policy
- Covers tokens, protocols and counterparties
- Keeps a record of each assessment
- Only for institutions
- Pricing not shown publicly
- Limited to digital assets
Which one should you choose?
Choose Ramp if you want:
- Free core platform
- Strong automation for receipts
- Fast-moving product
Watch out: us-focused.
Choose Lockchain if you want:
- Scoring follows the firm's own policy
- Covers tokens, protocols and counterparties
- Keeps a record of each assessment
Watch out: only for institutions.
Ramp vs Lockchain FAQ
What is the difference between Ramp and Lockchain?
Ramp: Corporate cards and spend management with AI finance agents. Lockchain: AI risk monitoring and due diligence for institutional digital assets. Both are legal, finance & hr tools.
Is Ramp or Lockchain cheaper?
Ramp starts at $15/mo and Lockchain starts at See pricing page. Check both pricing pages for current plans.
Do Ramp and Lockchain have free plans?
Ramp: Yes. Lockchain: No.
Who makes Ramp?
Ramp is made by Ramp, based in United States.
Who makes Lockchain?
Lockchain is made by Lockchain.
Which should I choose, Ramp or Lockchain?
Choose Ramp if you value free core platform and strong automation for receipts. Choose Lockchain if you value scoring follows the firm's own policy and covers tokens, protocols and counterparties.