kitio.aiInsertChat vs PhoneFilter
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. PhoneFilter has the lower starting price: about $18 a month, against $98 for InsertChat.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- AI phone answering
- Website chat
- SMS, email and WhatsApp
- Appointment booking
- Shared inbox with handoff
- Bring your own AI keys
- Spam call screening
- AI attendant
- Outbound AI calls
- Custom agent voices
- Live call coaching (beta)
| Feature | InsertChat | PhoneFilter |
|---|---|---|
| Best for | AI receptionist for calls, chat, SMS, email and WhatsApp | iPhone AI call assistant that screens spam and answers routine calls |
| Category | Customer support | Customer support |
| Pricing model | Free trial | Freemium |
| Starting price | $98/mo | $17.99/mo |
| Free plan | No, 7-day trial | Yes |
| Made by | InsertChat | Nammite |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
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Pricing compared
PhoneFilter has the lower starting price: about $18 a month, against $98 for InsertChat.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Pro
$98/mo
- 3 AI assistants and 3 seats
- 5,000 credits per month
- 1,000 knowledge sources
- Human handoff inbox
Growth
$198/mo
- 20 AI assistants and 5 seats
- 10,000 credits per month
- 5,000 knowledge sources
Scale
$498/mo
- 50 AI assistants and 10 seats
- 25,000 credits per month
- Conversation analytics and reports
Enterprise
From $998/mo
- 100 AI assistants and 25 seats
- 50,000 credits per month
- Dedicated support agent
2 plans
Freemium
Free
- 4 base calling minutes
- 1 outbound AI minute
- 10 monthly credits
- Free PhoneFilter line
Pro
$17.99/mo
- +20 AI call minutes
- +70 base call minutes
- 50 monthly credits
- Live call coaching (beta)
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
InsertChat
- Phone and messaging in one inbox
- All channels included from the first plan
- Control over when the AI answers
- Seven-day trial
- Card needed to start the trial
- Entry plan is $98 a month
- Credits cap monthly usage
PhoneFilter
- Free forever basic plan
- Includes a phone line
- Customizable AI voices
- iPhone only
- Free plan has 4 calling minutes
- AI minutes are limited on Pro
Which one should you choose?
Choose InsertChat if you want:
- Phone and messaging in one inbox
- All channels included from the first plan
- Control over when the AI answers
Watch out: card needed to start the trial.
Choose PhoneFilter if you want:
- Free forever basic plan
- Includes a phone line
- Customizable AI voices
Watch out: iphone only.
InsertChat vs PhoneFilter FAQ
What is the difference between InsertChat and PhoneFilter?
InsertChat: AI receptionist for calls, chat, SMS, email and WhatsApp. PhoneFilter: iPhone AI call assistant that screens spam and answers routine calls. Both are customer support tools.
Is InsertChat or PhoneFilter cheaper?
PhoneFilter has the lower starting price: about $18 a month, against $98 for InsertChat.
Do InsertChat and PhoneFilter have free plans?
InsertChat: No, 7-day trial. PhoneFilter: Yes.
Who makes InsertChat?
InsertChat is made by InsertChat.
Who makes PhoneFilter?
PhoneFilter is made by Nammite.
Which should I choose, InsertChat or PhoneFilter?
Choose InsertChat if you value phone and messaging in one inbox and all channels included from the first plan. Choose PhoneFilter if you value free forever basic plan and includes a phone line.