kitio.aiCopilot in Excel vs Quadratic
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Copilot in Excel starts at $9.99/mo and Quadratic starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Natural-language formulas
- Agent mode
- COPILOT cell function
- Python in Excel
- Charts and PivotTables
- Python, SQL and JavaScript cells
- AI assistant
- Database connections
- Real-time collaboration
- Self-hosting
| Feature | Copilot in Excel | Quadratic |
|---|---|---|
| Best for | Microsoft's AI assistant and agent mode built into Excel | AI spreadsheet with Python, SQL and JavaScript in the grid |
| Category | Data & analytics | Data & analytics |
| Pricing model | Paid | Freemium |
| Starting price | $9.99/mo | See pricing page |
| Free plan | No | Yes |
| Made by | Microsoft | Quadratic |
| Based in | United States | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Copilot in Excel starts at $9.99/mo and Quadratic starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Microsoft 365 Personal
$9.99/mo
- 1 person
- Copilot in Excel and Office apps
- 1TB cloud storage
Microsoft 365 Family
$12.99/mo
- Up to 6 people
- Copilot for the subscription owner
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot Chat and Work IQ
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
4 plans
Personal
Free
- Limited sharing, files, connections
- Limited support
Pro
$18/user/mo billed yearly
- Per user
- $20 in AI credits/month
- Unlimited sharing and connections
Business
$36/user/mo billed yearly
- Per user
- $40 in AI credits/month
- On-demand AI credits
Enterprise
Custom
- SSO
- Self-hosting option
- Dedicated support
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Copilot in Excel
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
- Needs a Microsoft 365 subscription
- Usage limits on consumer plans
- Works best with data in tables
Quadratic
- Real code inside a spreadsheet
- Direct database queries
- Fast in the browser
- Less familiar to Excel-only users
- Smaller template library
Which one should you choose?
Choose Copilot in Excel if you want:
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
Watch out: needs a microsoft 365 subscription.
Choose Quadratic if you want:
- Real code inside a spreadsheet
- Direct database queries
- Fast in the browser
Watch out: less familiar to excel-only users.
Copilot in Excel vs Quadratic FAQ
What is the difference between Copilot in Excel and Quadratic?
Copilot in Excel: Microsoft's AI assistant and agent mode built into Excel. Quadratic: AI spreadsheet with Python, SQL and JavaScript in the grid. Both are data & analytics tools.
Is Copilot in Excel or Quadratic cheaper?
Copilot in Excel starts at $9.99/mo and Quadratic starts at See pricing page. Check both pricing pages for current plans.
Do Copilot in Excel and Quadratic have free plans?
Copilot in Excel: No. Quadratic: Yes.
Who makes Copilot in Excel?
Copilot in Excel is made by Microsoft, based in United States.
Who makes Quadratic?
Quadratic is made by Quadratic, based in United States.
Which should I choose, Copilot in Excel or Quadratic?
Choose Copilot in Excel if you value built into the spreadsheet most people use and agent mode handles multi-step edits. Choose Quadratic if you value real code inside a spreadsheet and direct database queries.