kitio.aiCopilot in Excel vs ExcelFormulaGPT
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Copilot in Excel starts at $9.99/mo and ExcelFormulaGPT starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Natural-language formulas
- Agent mode
- COPILOT cell function
- Python in Excel
- Charts and PivotTables
- Text to Excel formula
- No login for basic use
- Multiple interface languages
- Excel file upload
- History saving
| Feature | Copilot in Excel | ExcelFormulaGPT |
|---|---|---|
| Best for | Microsoft's AI assistant and agent mode built into Excel | Free online generator that turns descriptions into Excel formulas |
| Category | Data & analytics | Data & analytics |
| Pricing model | Paid | Freemium |
| Starting price | $9.99/mo | See pricing page |
| Free plan | No | Yes |
| Made by | Microsoft | ExcelFormulaGPT |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Copilot in Excel starts at $9.99/mo and ExcelFormulaGPT starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Microsoft 365 Personal
$9.99/mo
- 1 person
- Copilot in Excel and Office apps
- 1TB cloud storage
Microsoft 365 Family
$12.99/mo
- Up to 6 people
- Copilot for the subscription owner
Business Standard + Copilot
$28.20/mo
- Per user, monthly subscription
- Desktop Office apps
- Copilot Chat and Work IQ
Business Premium + Copilot
$38.40/mo
- Per user, monthly subscription
- Advanced security
- Copilot in Microsoft 365 apps
3 plans
Free
Free
- 5 formula generations a month
- No login for basic use
Pro
$3.59/mo
- 1,000 generation credits a month
- Everything in Free
Max
$6.38/mo
- 10,000 generation credits a month
- Early access to new features
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Copilot in Excel
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
- Needs a Microsoft 365 subscription
- Usage limits on consumer plans
- Works best with data in tables
ExcelFormulaGPT
- Free basic use without signing up
- Low-cost paid plans
- Interface in many languages
- Free plan has few generations
- Only generates formulas
- Billing period of prices not stated
Which one should you choose?
Choose Copilot in Excel if you want:
- Built into the spreadsheet most people use
- Agent mode handles multi-step edits
- Enterprise data protections
Watch out: needs a microsoft 365 subscription.
Choose ExcelFormulaGPT if you want:
- Free basic use without signing up
- Low-cost paid plans
- Interface in many languages
Watch out: free plan has few generations.
Copilot in Excel vs ExcelFormulaGPT FAQ
What is the difference between Copilot in Excel and ExcelFormulaGPT?
Copilot in Excel: Microsoft's AI assistant and agent mode built into Excel. ExcelFormulaGPT: Free online generator that turns descriptions into Excel formulas. Both are data & analytics tools.
Is Copilot in Excel or ExcelFormulaGPT cheaper?
Copilot in Excel starts at $9.99/mo and ExcelFormulaGPT starts at See pricing page. Check both pricing pages for current plans.
Do Copilot in Excel and ExcelFormulaGPT have free plans?
Copilot in Excel: No. ExcelFormulaGPT: Yes.
Who makes Copilot in Excel?
Copilot in Excel is made by Microsoft, based in United States.
Who makes ExcelFormulaGPT?
ExcelFormulaGPT is made by ExcelFormulaGPT.
Which should I choose, Copilot in Excel or ExcelFormulaGPT?
Choose Copilot in Excel if you value built into the spreadsheet most people use and agent mode handles multi-step edits. Choose ExcelFormulaGPT if you value free basic use without signing up and low-cost paid plans.