kitio.aiToki vs Loyal AI
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Loyal AI is completely free, while Toki is freemium.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Matter discovery from email and Slack
- Voice, image and text input
- Call alerts
- Price and flight triggers
- Booking links
- Local email assistant
- Calendar management
- Meeting notes
- Dictation
- Approval before actions
| Feature | Toki | Loyal AI |
|---|---|---|
| Best for | AI executive assistant for email, calendar and follow-ups | Private personal AI for email and calendar that runs on your computer |
| Category | Productivity | Productivity |
| Pricing model | Freemium | Free |
| Starting price | See pricing page | Free |
| Free plan | Yes | Yes, fully free |
| Made by | Toki | Loyal AI |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Loyal AI is completely free, while Toki is freemium.
Free plan
Cheapest paid plan
Top plan
Free trial
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Toki
- Free plan for light use
- Approves actions before acting
- Multilingual apps
- Paid prices not shown on the site
- Usage measured in credits
- Needs broad access to your accounts
Loyal AI
- Data stays on your device
- Covers email, calendar and notes together
- Asks before taking actions
- Invite-only beta
- No Linux or Android version yet
- Pricing not published
Which one should you choose?
Choose Toki if you want:
- Free plan for light use
- Approves actions before acting
- Multilingual apps
Watch out: paid prices not shown on the site.
Choose Loyal AI if you want:
- Data stays on your device
- Covers email, calendar and notes together
- Asks before taking actions
Watch out: invite-only beta.
Toki vs Loyal AI FAQ
What is the difference between Toki and Loyal AI?
Toki: AI executive assistant for email, calendar and follow-ups. Loyal AI: Private personal AI for email and calendar that runs on your computer. Both are productivity tools.
Is Toki or Loyal AI cheaper?
Loyal AI is completely free, while Toki is freemium.
Do Toki and Loyal AI have free plans?
Toki: Yes. Loyal AI: Yes, fully free.
Who makes Toki?
Toki is made by Toki.
Who makes Loyal AI?
Loyal AI is made by Loyal AI.
Which should I choose, Toki or Loyal AI?
Choose Toki if you value free plan for light use and approves actions before acting. Choose Loyal AI if you value data stays on your device and covers email, calendar and notes together.