kitio.aiSurmount vs Thema
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Surmount starts at See pricing page and Thema starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Strategy marketplace
- No-code and code builders
- AI strategy builder
- Paper trading
- Automated trade execution
- Tax harvesting
- Market digital twin
- Company and supply chain layers
- AI agent research
- Portfolio exposure analysis
| Feature | Surmount | Thema |
|---|---|---|
| Best for | Automated investing with data-driven strategies and an AI strategy builder | Living model of markets that helps investors choose where to deploy capital |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Paid |
| Starting price | See pricing page | See pricing page |
| Free plan | Yes | No |
| Made by | Surmount | Thema |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
|
Pricing compared
Surmount starts at See pricing page and Thema starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Core
$5/mo
- Free strategy templates
- Paper trading
- 1 external account
Plus
$10/mo
- No-code strategy builders
- Up to 3 external accounts
Pro
$30/mo
- All builders including AI and code
- Unlimited connected accounts
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Surmount
- Works with your existing brokerage accounts
- Paper trading to test strategies
- Several ways to build a strategy
- AI and code builders need the Pro plan
- Investing involves risk of loss
- Free tier details are limited
Thema
- Links companies, products and supply chains
- Answers strategy-level questions
- Updates as markets change
- Aimed at investment firms only
- No public pricing
- Little product detail on the site
Which one should you choose?
Choose Surmount if you want:
- Works with your existing brokerage accounts
- Paper trading to test strategies
- Several ways to build a strategy
Watch out: ai and code builders need the pro plan.
Choose Thema if you want:
- Links companies, products and supply chains
- Answers strategy-level questions
- Updates as markets change
Watch out: aimed at investment firms only.
Surmount vs Thema FAQ
What is the difference between Surmount and Thema?
Surmount: Automated investing with data-driven strategies and an AI strategy builder. Thema: Living model of markets that helps investors choose where to deploy capital. Both are legal, finance & hr tools.
Is Surmount or Thema cheaper?
Surmount starts at See pricing page and Thema starts at See pricing page. Check both pricing pages for current plans.
Do Surmount and Thema have free plans?
Surmount: Yes. Thema: No.
Who makes Surmount?
Surmount is made by Surmount.
Who makes Thema?
Thema is made by Thema.
Which should I choose, Surmount or Thema?
Choose Surmount if you value works with your existing brokerage accounts and paper trading to test strategies. Choose Thema if you value links companies, products and supply chains and answers strategy-level questions.