kitio.aiIntellectia AI vs Surmount
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Intellectia AI starts at $14.95/mo and Surmount starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Weekly AI stock picker
- SwingMax signals
- AI stock screener
- Broker connections
- Public filing tracker
- Option strategy analysis
- Strategy marketplace
- No-code and code builders
- AI strategy builder
- Paper trading
- Automated trade execution
- Tax harvesting
| Feature | Intellectia AI | Surmount |
|---|---|---|
| Best for | AI stock picks, signals and screeners for self-directed investors | Automated investing with data-driven strategies and an AI strategy builder |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Freemium |
| Starting price | $14.95/mo | See pricing page |
| Free plan | Yes | Yes |
| Made by | Intellectia AI | Surmount |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Intellectia AI starts at $14.95/mo and Surmount starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
5 plans
Free
Free
- Free forever
- No credit card needed
Basic
$14.95/mo
- 2,500 credits per month
- Stock review and technical analysis
- Option strategies
- IPO center
Pro
$29.95/mo
- 5,000 credits per month
- Everything in Basic
Max
$49.95/mo
- 10,000 credits per month
- Everything in Basic
Expert
$89.95/mo
- 22,500 credits per month
- Everything in Basic
3 plans
Core
$5/mo
- Free strategy templates
- Paper trading
- 1 external account
Plus
$10/mo
- No-code strategy builders
- Up to 3 external accounts
Pro
$30/mo
- All builders including AI and code
- Unlimited connected accounts
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Intellectia AI
- Free plan with no card required
- Trade from the analysis screen
- Clear risk disclaimers on strategies
- Credit limits on every paid tier
- Some strategies are pricey add-ons
- Signals are not investment advice
Surmount
- Works with your existing brokerage accounts
- Paper trading to test strategies
- Several ways to build a strategy
- AI and code builders need the Pro plan
- Investing involves risk of loss
- Free tier details are limited
Which one should you choose?
Choose Intellectia AI if you want:
- Free plan with no card required
- Trade from the analysis screen
- Clear risk disclaimers on strategies
Watch out: credit limits on every paid tier.
Choose Surmount if you want:
- Works with your existing brokerage accounts
- Paper trading to test strategies
- Several ways to build a strategy
Watch out: ai and code builders need the pro plan.
Intellectia AI vs Surmount FAQ
What is the difference between Intellectia AI and Surmount?
Intellectia AI: AI stock picks, signals and screeners for self-directed investors. Surmount: Automated investing with data-driven strategies and an AI strategy builder. Both are legal, finance & hr tools.
Is Intellectia AI or Surmount cheaper?
Intellectia AI starts at $14.95/mo and Surmount starts at See pricing page. Check both pricing pages for current plans.
Do Intellectia AI and Surmount have free plans?
Intellectia AI: Yes. Surmount: Yes.
Who makes Intellectia AI?
Intellectia AI is made by Intellectia AI.
Who makes Surmount?
Surmount is made by Surmount.
Which should I choose, Intellectia AI or Surmount?
Choose Intellectia AI if you value free plan with no card required and trade from the analysis screen. Choose Surmount if you value works with your existing brokerage accounts and paper trading to test strategies.