kitio.aiSurmount vs CoinIQ
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Surmount starts at See pricing page and CoinIQ starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Strategy marketplace
- No-code and code builders
- AI strategy builder
- Paper trading
- Automated trade execution
- Tax harvesting
- Multi-wallet portfolio view
- AI portfolio suggestions
- Anomaly index
- Portfolio news summaries
- In-app swaps
| Feature | Surmount | CoinIQ |
|---|---|---|
| Best for | Automated investing with data-driven strategies and an AI strategy builder | Crypto portfolio tracker with AI insights and anomaly alerts |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Freemium |
| Starting price | See pricing page | See pricing page |
| Free plan | Yes | Yes |
| Made by | Surmount | CoinIQ |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Surmount starts at See pricing page and CoinIQ starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Core
$5/mo
- Free strategy templates
- Paper trading
- 1 external account
Plus
$10/mo
- No-code strategy builders
- Up to 3 external accounts
Pro
$30/mo
- All builders including AI and code
- Unlimited connected accounts
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Surmount
- Works with your existing brokerage accounts
- Paper trading to test strategies
- Several ways to build a strategy
- AI and code builders need the Pro plan
- Investing involves risk of loss
- Free tier details are limited
CoinIQ
- Explains why a portfolio moved
- Covers 3,000+ coins
- Free to start
- AI suggestions are not financial advice
- Pricing for paid features not shown
- Crypto only, no stocks
Which one should you choose?
Choose Surmount if you want:
- Works with your existing brokerage accounts
- Paper trading to test strategies
- Several ways to build a strategy
Watch out: ai and code builders need the pro plan.
Choose CoinIQ if you want:
- Explains why a portfolio moved
- Covers 3,000+ coins
- Free to start
Watch out: ai suggestions are not financial advice.
Surmount vs CoinIQ FAQ
What is the difference between Surmount and CoinIQ?
Surmount: Automated investing with data-driven strategies and an AI strategy builder. CoinIQ: Crypto portfolio tracker with AI insights and anomaly alerts. Both are legal, finance & hr tools.
Is Surmount or CoinIQ cheaper?
Surmount starts at See pricing page and CoinIQ starts at See pricing page. Check both pricing pages for current plans.
Do Surmount and CoinIQ have free plans?
Surmount: Yes. CoinIQ: Yes.
Who makes Surmount?
Surmount is made by Surmount.
Who makes CoinIQ?
CoinIQ is made by CoinIQ.
Which should I choose, Surmount or CoinIQ?
Choose Surmount if you value works with your existing brokerage accounts and paper trading to test strategies. Choose CoinIQ if you value explains why a portfolio moved and covers 3,000+ coins.